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Ultimate Premium Card

The most premium card class from JCB

BIDV Membership Rewards

Cashback up to VND 800,000/month

Attractive dining points

Up to 20% at Japanese and Vietnamese restaurants

Reward accumulation program: Cashback up to VND 800,000/month via BIDV SmartBanking, specifically:
- 20% of dining transactions in Vietnam in the birthday month
- 10% of dining transactions in Vietnam in other months
- 15% of POS-based dining transactions in Japan
- 0,15% for other kinds of transactions
- Please click here
Transaction fee waiver overseas: 100% refund of currency conversion assessment fee (1%) for any transactions in Japan

Enjoy stylish lives from the Privilege Program for JCB Ultimate Cardholder:
- Airport lounge: Free airport lounge access in Vietnam & overseas for cardholders.
- Fast-tracks: Free Fast-track at 5 International Airports in Vietnam
- Golf: Up to VND 1,000,000 per slot at 20 Golf courses in Vietnam and Special discount at 8 Golf courses in Japan from now until 31.03.2024
- Hotels & resorts: Free 01 night for 01 night booking at 15 five-star Hotels and Resorts
- Diamond Dining: Discount 30% max VND 1,000,000 for bill from VND 2,000,000 at 21 premium Japanese restaurants
- Booking via Hotline (024) 73 009 009 or Email JCB@cc-c.vn at least 1 day (with Diamond Dining) and 2 days (before 3pm with other domestic service ), Language: Vietnamese and English
- Click HERE for more details of the Privilege Program for JCB Ultimate Cardholder
Installments 0% interest rate installment when shopping at thousands of BIDV’s affiliated partners or register for flexible installments with BIDV via SMS, website. Click here for more details.

Maximum interest-free period: 45 days

Additional features
- EMV contact and contactless chip card to facilitate fast and convenient transactions at maximum secutiry
- Easy management of cards and transactions via BIDV SmartBanking
- Simple payment of outstanding balance via (i) Automatic debit service; (ii) BIDV SmartBanking; or (iii) BIDV branches nationwide
- Customer support: 19009247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
Interest rate: 19%-20%

Transaction limit
- Payment limit for purchase transaction:
- Total transaction limit/day: Up to VND 19,999,999,998
- Number of transaction/day: Unlimited
- Payment limit/transaction: Up to VND 9,999,999,999
- Cash advance limit: 80% of credit limit
- Total transaction limit/day: Up to VND 5,000,000,000
- Number of transaction/day: Equal to daily transaction limit/10^6
- Payment limit/transaction: Up to VND 99,000,000
Fee schedules
- Primary card: VND 1,500,000/year
- Supplementary card: VND 600,000/year
- Required transaction volume for annual fee waiver in the subsequent year:
- Internal customers/Premier customers: VND 10,000,000/year
- Payroll customers/household business customers/loan borrowers/international money transfer customers: VND 50,000,000/year
- Normal customers: VND 150,000,000/year
- Foreign transaction fee: 2.5%, including currency conversion assessment fee (1%) and foreign transaction processing fee (1.5%)
- Detailed fee schedule Please click here

Card issuance conditions:
- Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to Vietnamese laws.
- In case of a foreigner, he/she must be allowed to reside in Vietnam for a period of 12 months or more and the remaining residency is at least 90 days from the date of application for card.
Card application:
- Legal document: ID documents and documents evidencing permanent address of customers (family registration, temporary residence registration, etc.)
- Financial dossier; Collateral dossier (in cased of secured credit cards);
- Agreement for card issuance and use according to BIDV’s form. Details.
- Other forms following BIDV’s regulations from time to time.
Customer can apply for a card:
- At BIDV’s branches nationwide
- Via BIDV SmartBanking
- Apply for a card here