Interest rate

Competitive, calculated on reducing balance

Loan tenor

Loan tenor up to 10 years

Financing amount

Financing up to 100% of the total study cost

    • Simple and convenient procedure.
    • Flexible repayment options.
    • Grace period up to 5 years.
    • Collaterals: Assets owned by the borrower or a third party.
    • Expert advice.
  • Target customers: international students or relatives.
  • Regular and sufficient income for repayment.
  • Collaterals meet BIDV’s requirements.
  • Loan Application Form (BIDV's form).
  • Valid ID cards/Passports/Citizen ID cards, Permanent/Temporary Residence Certificates of student and his/her family member (in case the borrower is a student’s family member).
  • Proof of loan purpose (Recommendation Letter/Course promotion materials, etc.).
  • Proof of repayment source.
  • Documents related to collaterals.

Loan calculation

  • My monthly income
  • VND/month
1 million 500 million
  • My monthly expense
  • VND/month
1 million 500 million
  • Loan term
  • month(s)
1 month 300 months
  • Interest rate
  • %/year
1% 20%

Total loan amount

0 VND

(*) The calculation is for reference purposes only and not BIDV’s loan commitment.
  • My monthly income
  • VND/month
1 million 500 million
  • Loan term
  • month(s)
1 month 300 months
  • Interest rate
  • %/year
1% 20%
  • Calculation method

First month payment

0 VND

View monthly payment calendar

Total payment amount

0 VND

Interest payment

0 VND

(*) The calculation is for reference purposes only and not BIDV’s loan commitment.
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