Credit limit is calculated based on the capital needs and business cycle of the enterprise.

Customers only need to submit one set of documents to be granted credit limit. Simple and quick loan withdrawal process.

Various loan currencies: VND, USD or other foreign currencies.

    • Revolving credit is a form of lending in which BIDV and the Customer agree to maintain a credit limit for a certain period of time.
    • Loan purpose: Fulfilling the regular working capital needs of customers.
    • Maximum loan tenure of 12 months.
    • Collaterals: Accept different types of assets as collateral; Unsecured.
  • Credit limit is calculated based on the capital needs and business cycle of the enterprise.
  • Customers only need to submit one set of documents to be granted credit limit. Simple and quick loan withdrawal process.
  • Various loan currencies: VND, USD or other foreign currencies.
  • Contact nearest BIDV Branch for more details.

Flexible term.

Simple and convenient procedures, timely meets customers' capital needs for specific business plans.

Various loan currencies: VND, USD or other foreign currencies.

    • Working capital stand alone loan is a solution for short-term borrowing demands for specific business opportunities or occasional additional working capital needs.
    • Loan purpose: Fulfilling the regular working capital needs of customers.
    • Maximum loan term: 12 months.
    • Collaterals: Accept different types of assets as collateral; Unsecured.
  • Flexible term.
  • Simple and convenient procedures, timely meets customers' capital needs for specific business plans.
  • Various loan currencies: VND, USD or other foreign currencies.
  • Contact nearest BIDV Branch for more details.

Addresing the need for unexpected capital requirements.

Increase capital management efficiency between the Parent Company and member companies when used in combination with centralized collection and capital management services.

Simple and quick procedure.

Automatic principle repayment upon funds transfer to the deposit account, minimising interest costs for customers.

    • Customers are allowed to overspend the actual balance on their deposit account.
    • Loan purpose: Fulfilling the regular working capital needs of customers.
    • The maximum overdraft terms is 12 months.
    • Collaterals: Accept different types of assets as collateral; Unsecured.
  • Addresing the need for unexpected capital requirements.
  • Increase capital management efficiency between the Parent Company and member companies when used in combination with centralized collection and capital management services.
  • Simple and quick procedure.
  • Automatic principle repayment upon funds transfer to the deposit account, minimising interest costs for customers.
  • Contact nearest BIDV Branch for more details.

Loan amount up to 85% of total project investment.

Flexible and suitable loan term.

Flexible collaterals: Assets originated from the loan and/or other assets according to BIDV's regulations.

Being provided with a full package of related services throughout the project investment process.

    • Solutions for the capital needs to upgrade, expand the business scale or invest in new projects of the corporates (for construction of building/ factories, machinery and equipment...).
  • Loan amount up to 85% of total project investment.
  • Flexible and suitable loan term.
  • Flexible collateral assets: Assets originated from the loan and/or other assets according to BIDV's regulations.
  • Being provided with a full package of related services throughout the project investment process.
  • Contact nearest BIDV Branch for more details.

Simple loan procedure; No requirement to establish full investment project.

Short appraisal time.

Flexible collaterals: Assets originated from the loan and/or other assets according to BIDV's regulations.

Loan amount up to 85% of total investment.

Flexible and suitable loan term.

    • Solutions for medium and long-term capital needs of corporates to invest in fixed assets such as machinery, equipment.
  • Simple loan procedure; No requirement to establish full investment project.
  • Short appraisal time.
  • Flexible collaterals: Assets originated from the loan and/or other assets according to BIDV's regulations.
  • Loan amount up to 85% of total investment.
  • Flexible and suitable loan term.
  • Contact nearest BIDV Branch for more details.

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