Term, interest rate:
flexible and diverse terms;
Competitive interest rates.

Loan guarantee: Use account balance
to secure loans as well as guarantee production and
business activities.

Transfer: Easily transfer the entire
deposit contract balance at the issuing branch.

    • General introduction: A safe, profitable term deposit product with attractive interest rates as well as diverse terms and forms of interest payment (beginning of term, periodic, end of term). Simple procedures, easy to transfer and mortgage.
    • Subjects: Vietnamese organizations are established and operate according to the provisions of Vietnamese law, Foreign organizations are established and operate according to the provisions of the law of the country in which the organization is established.
    • Currency: VND, USD, EUR
    • Interest rate: Fixed throughout the deposit term, see details here (there is a link to access updated interest rates)
    • Interest payment method: Prepayment/ Postpayment/ Periodic payment
    • Interest calculation basis: Interest rate is calculated on the basis of 365 days per year; 30 days per month
    • Ownership: Allows co-ownership of the account
  • Make a transfer of the entire balance at the issuing branch;
  • Pledge or mortgage to borrow capital at BIDV and other credit institutions;
  • Confirm and block deposit balance;
  • Guarantee loans and guarantees to serve the enterprise's production and business.

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