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No health assessment required.

The insurance fee can be considered as a reasonable expense for the business

A token of appreciation for the business leadership

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Premium insurance package for business management executives.

Insurance benefits include:

Death benefit up to 10 billion VND.
Permanent disability benefit due to accident up to 3 billion VND.
Death/Permanent disability benefit due to illness up to 500 million VND.
Loan interest subsidy up to 200 million VND.
Premium healthcare benefits including medical expenses, surgeries, treatments, hospitalization allowance, etc.

Accident insurance for employees, providing support for treatment expenses for workers, enhancing the welfare of organizations.

Insurance benefits tailored to professions with high accident risks.

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Accident insurance for all Vietnamese citizens and foreigners studying, working, or residing in Vietnam, aged from 1 to 65 years old (except for individuals with mental illness, leprosy; those who are permanently disabled or disabled with a disability rating of 50% or higher; individuals undergoing disability treatment).

Accident insurance for employees, providing support for treatment expenses for workers, enhancing the welfare of organizations.
BIC commits to compensate the enterprise for the entire amount that the enterprise is responsible for compensating to the workers under the Labor Law of Vietnam in cases of risks arising from occupational accidents or occupational diseases occurring during the period of hiring. The maximum compensation is up to 30 months of salary.

Fast compensation process

Convenient hospital guarantee service at over 200 reputable hospitals and clinics nationwide.

Flexible insurance program, competitive costs.

Compensation up to 1 billion VND

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Insurance for a group of employees of Enterprises, agencies, organizations.
Groups of individuals, organizations, or collectives with insurance participation needs

Fast compensation process: Declare and receive insurance money through the BIC online program.
Convenient hospital guarantee service at over 200 reputable hospitals and clinics nationwide.
Flexible insurance program, competitive costs: 7 insurance programs tailored to customer needs

Import - export cargo insurance: goods in transits around the world.

Inland transit insurance: Goods in transits in the territory of Vietnam or to countries sharing a land border with Vietnam.

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Protect your cargo from unpredictable risks

Insurance coverage includes:

Fire or explosion.
Ship, barge grounding, sinking, capsizing.
Transportation vehicles overturning, wheel failure.
Collision with objects excluding water.
Cargo unloading at safe port.
General average loss.
Throwing cargo overboard.
Water ingress into the vessel.
Earthquake, volcanic eruption, lightning strike.
Sea, river, lake water entering vessel, barge, hold, transportation vehicle, container, or storage location.
Total loss of cargo falling from vessel or while loading/unloading from vessel/barge.
Piracy, theft, and non-delivery of goods.
(depending on the chosen insurance benefits)

According to BIC's cargo transportation insurance rules within the territory of Vietnam, the insured risks are summarized as follows:

Covered losses include:
Fire or explosion;
Overturning or wheel failure of road transport vehicles;
Ship or transportation vehicle grounding, sinking, or capsizing, collision with each other or with external objects excluding water;
Cargo unloading at a safe port;
Earthquake, flood, tornado, tsunami, volcanic eruption, or lightning strike;
Trees falling, bridges collapsing, tunnels, and other architectural structures collapsing;
Lost transportation vehicles.
Losses caused by:
General average loss;
Throwing cargo overboard or cargo washed away from the vessel.

Insurance for construction/installation machinery and equipment owned by contractors or rented by contractors, such as graders, excavators, crushers, rollers, cranes, hoists, piling machines, compactors

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Insurance for equipment of investors, contractors, machinery and equipment lessors, and lessees

'BIC will compensate customers based on the actual loss of insured machinery and equipment in the event of risks occurring within the insurance scope below:

Risks from nature: floods, storms, hurricanes, tsunamis, lightning strikes, landslides, subsidence, earthquakes, volcanic eruptions;
Risks from human activities (at the construction site): fire, explosion, lack of experience, negligence, total theft;

Other risks: falling, overturning, collapsing, collision, and other unforeseeable accidents during construction or site movement;
Damages occurring during operation or non-operation, dismantling, assembly for cleaning, maintenance, or repair purposes but only after successful trial operation.
In addition, BIC also extends the insurance coverage to protect customers from risks during the transportation of machinery to the construction site or from the construction site to the storage warehouse after the project has been completed.

The Insured :The factories, trade, hotels, services, buildings, machinery, equipment, supplies and goods, raw materials, warehouse and offices,…

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Property Insurance helps customers protect their property by the most effective manner.

BIC will indemnify the Insured for sudden and unforeseen loss or damage to insured property by any perils not excluded in the policy wording, therefore helps customers protect their property thoroughly and efficiently.
BIC will indemnify the Insured for losses or damages to insured property by fire, explosion. Additionally, damages as results from efforts to extinguish a fire are also covered.