Safety

Covered by deposit insurance

Flexible withdrawal

Premature settlement allow

Interest rate

Attractive interest rate with a variety of terms

    • Currency: VND
    • Minimum face value: VND 1,000,000. Any face value that is higher than the minimum one must be the multiple of VND 100,000.
    • Tenors: 1 month to 24 months
    • Interest payment method: At maturity, monthly
    • Interest rates: Fixed rate for the deposit term (please refer to the Bank's interest rates)
    • Renewal: The deposit will be renewed and applied interest rate published by BIDV on maturity date.
    • Account balance can be pledged as collateral for bank loans
    • Account balance can be used to certify financial capacity for the purpose of tourism, study abroad, etc.
    • Premature payment allowed
    • Convenient services at any of BIDV branches nationwide
    • Ownership can be transferred when needed
    • Variety of interest payment forms
    • Cash withdrawal at the Bank's counter
    • Interest automatically transferred to the Account holder's current account (ATM card)
  • Target clients: Vietnamese citizens and individual foreigners
  • Legal documents: Identification/Citizen identification card/Valid passport
  • BIDV's Time Savings Deposit form

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