The loan is funded from the Small
and Medium Enterprise Development Fund
and disbursed by BIDV

The interest rates are preferential
according to the regulation of the Small and Medium
Enterprise Development Fund
from time to time

    • The participants are small and medium-sized enterprises according to Government regulations operating in the following fields:

    - Innovative startups
    - Enterprises participating in the Value Chain
    - Enterprises participating in Industry Association Clusters

    • The purpose of the loan is to supplement working capital, provide medium and long-term capital for investment loans, and pay reasonable expenses for project investment
    • Loan term:

    - For Short-term loans: 12 months at maximum 
    - For medium and long-term loans: 84 months at maximum , grace period is 24 months at maximum

    • Interest rate

    - 1.2%/year for Short-term loan 
    - 4.4%/year for medium and long term loan

    • Please contact the nearest BIDV Branch for more detailed information
  • Customer can access loan with preferential interest rates

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