Safety

Covered by deposit insurance

Interest rate, term

Attractive interest rate with a variety of terms

Flexible withdrawal

Premature settlement allowed

    • Minimum balance: VND500,000; USD100; EUR100; JPY1,000,000
    • Terms: 1 week to 60 months
    • Interest payment method: At maturity, upfront, monthly, quarterly
    • Interest rate: Fixed rate for the deposit term (please refer to the Bank's interest rates)
    • Renewal: At maturity, the account is automatically renewed at effective interest rate on maturity date for interest payment at maturity and periodic interest payment
    • Account balance can be pledged as collateral for bank loans
    • Account balance can be used to certify financial capacity for the purpose of tourism, study abroad, etc.
    • Premature settlement allowed
    • Time savings account can be used to pay the loan or to transfer to BIDV accounts of the owner or co-owner
    • Convenient services at any of BIDV branches nationwide
    • Ownership can be transferred when needed
    • Variety of interest payment forms:

    - Interest added to principal at maturity

    - Cash withdrawal at the Bank's counterInterest automatically transferred to the Account holder's current account (ATM card)

  • Target clients:
  • VND savings: Vietnamese citizens.
  • Foreign currency savings: Vietnamese residents
  • Legal documents: Identification/Citizen identification card/Valid passport
  • Time Savings Deposit Form

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