Life insurance

A yearly renewable critical illness rider can be attached to basic plans. This rider covers 40 critical illnesses. If during the Rider term, the Insured Person is diagnosed with one of the 40 critical illnesses then Company will pay the Critical Illness Benefit to the Beneficiary upon either:
(i) the completion of the Surgery or
(ii) the First Confirmed Diagnosis of the critical illness.

100% Sum Assured will be paid upon occurrences of anyone of the covered 40 critical illnesses such as: cancer, stroke, heart attack…

Yearly renewable subject to the renewal conditions.
Note: when rider is attached to a main cover, coverage term of the rider will be stated equal to coverage term of the main cover.
Sum Assured Minimum: 50 million VND
Sum Assured Maximum: 8bil VND

A yearly renewable term life rider product which can be attached to main plan such as UL, Endowment, Term Life, etc. This product will pay death benefit in the event of Death or Total Permanent Disability (TPD) of the Life Assured as long as it happens during the policy term and when the policy is in force.

Universal life product
Premium Term : 1-47 Years.
Minimum Premium Term:
(i) = Premium term, for policy with premium term 1-4 years
(ii) = 5 years, for policy with premium term from 5 to 10 years
(iii) = Min( 1/2 premium term, 10 years), for policy with premium term from 11 years and above"

This Universal Life product provides the policyholder both saving and protection within one single product by offering competitive crediting rate and flexible options in protection and premium payment.

This is a participating endowment product with regular payments. It is designed for medium term saving purpose, providing a cash sum at maturity for life events such as education or retirement etc. This product will pay death benefit in the event of death of the Life Assured as long as it happens during the policy term and when the policy is in force. It also has the feature of dividend sharing with the customers, by lump sum at the maturity.

This product will pay death benefit in the event of Death or Total Permanent Disability (TPD) of the Life Assured as long as it happens during the policy term and when the policy is in force.

A yearly renewable Personal Accident rider can be attached to endowment, term basic plans or universal life products. This rider provides coverage on events such as Accidental Death, Accidental Total Permanent Disability or Accidental Partial Disability.

Universal life product
Minimum payment term: 3 years
Policy term: 100 - entry age
Minimum Sum Assured: VND150 million
Minimum Premium: VND5 million

A product that provides for long term savings via an cumulative fund based on investment returns achieved by the company. Built in insurance protection benefits which are the most concerns of individual customers.

- Built-in additional protection benefits for 05 Core Critical illnesses as: Cancer, Stroke, Heart-attack, Liver Failure, Kidney Failure.
- Providing immediate financial support for CI treatment, and for the health recovery time, while keeping insurance contract be inforce and improving value in 03 year when the life assured was losing his/her income due to critical illness.
- Embedded additional accidental coverage with triple benefit for public transportation or oversea accident coverage.