Demand Deposits Account

Procedure: Simple
and convenient.

Flexible Transaction Locations: Transactions
can be conducted at any BIDV branch within our network.

Flexible payment: suitable for various
purposes while earning interests continuously

Introduction: BIDV Demand Deposit Account is a non-term deposit account utilized for a variety of purposes, meeting the flexible payment needs such as payment orders, collections, bill payments, online transfers, and cash withdrawals.
Eligibility: Vietnamese organizations that are established and operating under Vietnamese laws, Foreign organizations that are established and operating under the laws of their home countries.
Currency Types: Accounts can be maintained in VND, USD, EUR, and other foreign currencies.
Minimum Balance: VND 1,000,000 / USD 100 / EUR 100
Interest Rates: Click here for current rates (link to the updated interest rate table).
Interest payment: Interest is calculated on the end-of-day account balance and accrued daily, automatically credited to your account on the 25th of each month.
Interest Calculation Basis: Interest is calculated based on a year of 365 days and a month of 30 days.
Account Ownership: Joint account options are available.

Transactions at any branch in the BIDV system;
Ensuring customers' ability to pay while still being continuously profitable;
Simple registration procedures, convenient transactions, saving time for customers;
Use accompanying services: BSMS, BIDV iBank, BIDV iConnect...
Account overdraft, automatic salary payment, collection, payment,...
Secure loans and guarantees for third parties.