In order to help individual customers realize their dreams of owning a house, car, doing business or for personal needs, from 27 March 2020 to 30 September 2020 (or until the VND20 trillion package is fully disbursed), the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) is launching a Medium and long term loan package titled "Companion for reaching far" with many attractive incentives, in continuation with the VND10 trillion package launched on 3 January 2020.

The loan package offers preferential interest rates and flexible terms:

(1) Only from 7.3%/year in the first 6 months from the first disbursement; or

(2) From 7.8%/year in the first 12 months from the first disbursement; or

(3) From 8.2%/year in the first 18 months from the first disbursement; or

(4) From 8.6%/year in the first 24 months from the first disbursement; or

(5) From 9.3%/year in the first 36 months from the first disbursement

(Actual interest rate shall be subject to each BIDV branch’s discretion. The Packages (3), (4) and (5) are applicable for customers with true housing needs.)

The program applies to newly disbursed loans with a minimum loan term of 36 months during the validity of the program, and helps customers actively balance financial resources. The lending rates are much reduced compared to the previous program to support customers amid and after the Covid-19 outbreak. Individual customers who have needs for medium and long-term loans for business activities, or buying housing, car, or for personal needs secured by real estate and meet relevant eligibility requirements of BIDV, are entitled to preferential interest rates of this program.

In addition, customers borrowing loans from BIDV during this period will be entitled to many attractive incentives for account services and products such as: Waiver of e-banking service management fee;  An addition of 0.5% p.a. interest rate for online deposit; Up to 70% off interbank transfer fee; Waiver of donation transfer fee for Covid-19 prevention fund;…

Apply for personal loans now at https://ebank.bidv.com.vn/DKNHDT/dk_vayonline.htm; or contact your nearest BIDV branch and the bank’s 24/7 hotline via 1900 9247.

BIDV is proud to be the first and only bank to receive “Best Retail Bank Vietnam” award for 5 consecutive years (2015 - 2019) from The Asian Banker and the only bank to be honoured with Vietnam Outstanding Retail Bank award by the Vietnam Banks Association (VNBA) and the International Data Group (IDG) for 4 consecutive years (2016 - 2018).