Low interest rates

Low cash withdrawal fee at BIDV's ATMs

Low minimum payment amount

  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
    Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
    EMV chip technology security
    Spend first, pay later - Interest-free period up to 45 days.
    Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
  • Card's class: Gold
    Statement Date: 03rd of every month
    Payment due date: the 8th of every month
    Minimum payment amount: 5%
    Credit Limit: VND50 million or higher
    Interest Rate: 15%
    Terms and conditions for use: Credit card agreement and TC.pdf
  • 24/7 customer service: 1900 9247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
    Reward accumulation: N/A
    Reward accumulation policy: N/A
    Maximum refund/month: N/A
    Golf incentives: N/A
    Lounge incentives: N/A
    Insurance: N/A
    24/7 added support service: Global health care and traveling support service via Chubb Assistance 24/7 Hotline +84 (8) 3822-8779
    Banking service incentives: + 1-month BSMS service fee waiver
    + Annual fee and 1st year SMS token fee waiver for IBMB service.
  • Annual fee of primary card: VND 500,000
    Annual fee of supplementary card: VND 250,000
    Cash withdrawal fee at BIDV's ATM/POS: 3% of withdrawal amount, VND10,000 at minimum
    Cash withdrawal fee at other banks' AMT/POS: 3% of withdrawal amount, VND50,000 at minimum
    Foreign exchange fee: 1.1% of transaction amount
    Transaction fee at merchants abroad: N/A
    Late payment fee: 4% of late payment amount, VND100,000 at minimum

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