Interest-free period

Interest-free period up to 45 days

Payment locations

Tens of millions of payment locations globally

Flexible payment

Flexible payment in various currencies

FEATURES
  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
  • Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • EMV chip technology security
  • Spend first, pay later - Interest-free period up to 45 days.
  • Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
KEY INFORMATION
  • Card's classHạng Chuẩn
  • Statement Datethe 25th of every month
  • Payment due date15 days after statement date
  • Minimum payment amount5%
  • Credit LimitVND10 million - 200 million
  • Interest Rate16.5%
  • Terms and conditions for use Credit card agreement and T&C.pdf
SERVICE FEES
  • Annual fee of primary cardVND300,000
  • Annual fee of supplementary cardVND150,000
  • Cash withdrawal fee at BIDV's ATM/POS3% of withdrawal amount, VND50,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS3% of withdrawal amount, VND50,000 at minimum
  • Foreign exchange fee2.1% of transaction amount
  • Transaction fee at merchants abroadN/A
  • Late payment fee4% of late payment amount, VND100,000 at minimum
  • Detailed fee scheduleBIEU PHI THE TDQTCN tru inFinite-ENG-022020.pdf
BENEFITS
  • 24/7 customer service1900 9247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
  • Privileges

    N/A

  • Reward accumulationN/A
  • Reward accumulation policyN/A
  • Maximum refund/monthN/A
  • Golf incentives

    N/A

  • Lounge incentives

    N/A

  • Insurance

    N/A

  • 24/7 added support serviceN/A
  • Banking service incentives

    + 1-month BSMS service fee waiver

    + Annual fee and 1st year SMS token fee waiver for IBMB service.
CARD ISSUANCE CONDITIONS

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© 2018 Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV)

BIDV Tower, 194 Tran Quang Khai, Hoan Kiem, Ha Noi

Receiving phone number: 19009247 (Personal)/ 19009248 (Business)/(+84-24) 22200588 - Fax: (+84-24) 22200399

Outgoing phone number: 024 22200588/ 0822808588/ 0763238588/ 0357638588/ 0334282388/ 0849351080/ 0766151080/ 0358201080

Email: bidv247@bidv.com.vn

Swift code: BIDVVNVX

BIDV

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