Chi tiết

Phí chuyển đổi ngoại tệ TOP thấp nhất thị trường

Phí chuyển đổi ngoại tệ chỉ 1% doanh số giao dịch

An tâm với bảo hiểm du lịch toàn cầu

Bảo hiểm giá trị tới 11,65 tỷ đồng

Tính năng Contactless hiện đại

Công nghệ thanh toán không tiếp xúc thuận tiện, bảo mật

Reward accumulation program: Cashback of up to VND 600,000/month via BIDV SmartBanking. Details
- 6% cashback for spending transactions on Tiki, Shopee, Lazada
- 3% cashback for other online transactions
- 2% cashback for foreign currency payment transactions
- 0,3% for other kinds of transactions.
Insurance privileges: Global travel insurance with sum insured up to VND11.65 billion. Details

Maximum interest-free period: 45 days

Installments: 0% interest rate installment when shopping at thousands of BIDV’s affiliated partners or register for flexible installments with BIDV via SMS, website. Click here for more details

Additional features
- Perform transactions at millions of ATM/POS and make online payment via websites/apps with Visa logo globally
- EMV contact and contactless chip card to facilitate fast and convenient transactions at maximum secutiry
- Easy management of cards and transactions via BIDV SmartBanking
- Simple payment of outstanding balance via (i) Automatic debit service; (ii) BIDV SmartBanking; or (iii) BIDV branches nationwide
- Customer support: 19009247 (in Vietnam) or 84 24 22200588 (overseas) - Email bidv247@bidv.com.vn
- 0% interest rate installment when shopping at thousands of BIDV’s affiliated partners or register for flexible installments with BIDV via SMS, website. Please click here for more details

Transaction limit
- Payment limit per transaction: Up to 100% of credit limit
- Payment limit per day: Up to 200% of credit limit
Fee schedules
- Annual fee of primary card: VND 1,000,000; fee waiver for the subsequent year if spending volume reaches VND 150 million/year or higher
- Annual fee of supplementary card: VND 600,000
- Currency conversion assessment fee: 1% of transaction amount
- Overseas transaction processing fee: 1.1% of transaction amount
- Detailed fee schedule: Here

Card issuance conditions:
- Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to Vietnamese laws.
- In case of a foreigner, he/she must be allowed to reside in Vietnam for a period of 12 months or more and the remaining residency is at least 90 days from the date of application for card.
Card application
- Legal document: ID documents and documents evidencing permanent address of customers (family registration, temporary residence registration, etc.)
- Financial dossier; Collateral dossier (in cased of secured credit cards);
- Agreement for card issuance and use according to BIDV’s form
- Other forms following BIDV’s regulations from time to time.
Customer can apply for a card:
- At BIDV’s branches nationwide
- Via BIDV SmartBanking
- Apply for a card here