Great incentives

At leading golf courses in Vietnam

Global travel insurance

Global travel insurance with sum insured up to VND10.5 billion

Unlimited privileges

At more than 900 VIP lounges worldwide

  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
  • Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • EMV chip technology security
  • Spend first, pay later - Interest-free period up to 45 days.
  • Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
  • Card's classHạng Bạch Kim
  • Statement Datethe 20th of every month
  • Payment due date15 days after statement date
  • Minimum payment amount5%
  • Credit LimitVND80 million or higher
  • Interest Rate9.99% to 16.5% p.a.
  • Terms and conditions for use Credit card agreement and T&C.pdf
  • Annual fee of primary cardVND1,000,000
  • Annual fee of supplementary cardVND600,000
  • Cash withdrawal fee at BIDV's ATM/POS3% of withdrawal amount, VND50,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS3% of withdrawal amount, VND50,000 at minimum
  • Foreign exchange fee2.1% of transaction amount
  • Transaction fee at merchants abroadN/A
  • Late payment fee4% of late payment amount, VND100,000 at minimum
  • 24/7 customer service1800 969659 (in Vietnam) or 84 24 22200588 (overseas) - Email:
  • Reward accumulationMile/bonus conversion
  • Reward accumulation policyVND1,000 spent = 1.5 points
  • Maximum refund/monthVND4,000,000
  • Golf incentives


  • Lounge incentives


  • Insurance


  • 24/7 added support serviceGlobal health care and traveling support service via Chubb Assistance 24/7 Hotline +84 (8) 3822-8779
  • Banking service incentives

    BSMS and IBMB service fee waiver during the use of card


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