Golf privileges

100% waiver of Green Fee, Caddy and Buggy at 40 Golf Courses

Unlimited reward accumulation

6% cashback at golf, spa or luxury resort and entertainment services abroad

Lounge privileges

Free of use of business class lounge at airports

Fast track

Free airport pick-up / drop-off service, quick check-in assistance at the arrival and departure terminals

  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
  • Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • EMV chip technology security
  • Spend first, pay later - Interest-free period up to 45 days.
  • Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
  • Card's classHạng Infinite
  • Statement Datethe 20th of every month
  • Payment due date15 days after statement date
  • Minimum payment amount5%
  • Credit LimitVND300 million or higher
  • Interest Rate9.99% to 16.5% p.a.
  • Terms and conditions for use Credit card agreement and T&C.pdf
  • Annual fee of primary cardFrom VND9,999,000
  • Annual fee of supplementary cardFrom VND600,000
  • Cash withdrawal fee at BIDV's ATM/POS4% of advance amount, VND50,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS4% of advance amount, VND50,000 at minimum
  • Foreign exchange fee2.1% of transaction amount
  • Transaction fee at merchants abroadN/A
  • Late payment fee4% of late payment amount, VND100,000 at minimum
  • 24/7 customer service1800 969659 (in Vietnam) or 84 24 22200588 (overseas) - Email:
  • Reward accumulationMile/bonus conversion
  • Reward accumulation policyVND1,000 spent = 1.5 points
  • Maximum refund/monthUnlimited
  • Golf incentives

  • Lounge incentives

  • Insurance


  • 24/7 added support serviceVisa Concierge Center 12011169 (English) or 1800969659
  • Banking service incentives
    • BSMS and IBMB service fee waiver during the use of card

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