Loan amount

Amounts up to VND2 billion per borrower, VND1 billion for overdrafts

Procedures

Simple and quick procedures

Loan term

Flexible loan terms up to 96 months for stand-alone loans and 12 months for overdrafts

    • Simple procedure.
    • Quick loan processing.
    • Complimentary consultation on loan options.
  • Sufficient income for repayment.
  • Having real estate as collateral.
  • Other conditions of BIDV from time to time.
  • BIDV loan application form.
  • Income documents: employment contracts, pay slips, etc.
  • Proof of spending loan proceeds according to declared purpose.
  • Documents related to collateral.

Loans 10/01/2026

BIDV launches preferential loan packages for individual customers in 2026
Loans 10/01/2026

BIDV launches preferential loan packages for individual customers in 2026
Loans 11/07/2024

Get Profitable Loans, Boost Your Business with Preferential Interest Rates from 4.1%/year
Loans 11/07/2024

BIDV Brings the Key to the Dream of Homeownership for Millions of Vietnamese Families
Loans 05/06/2024

Home loan with preferential interest rate of 6.5% p.a. only
Loans 05/06/2024

Home loans with interest rate from 5%/year
Loans 04/06/2024

BIDV offers VND 200,000 billion for preferential retail loans in 2024
Loans 29/05/2024

Business Loans with Interest Rates Starting from 4.1% per Annum
Loans 17/03/2023

70,000 billion VND preferential loans for production and business
Loans 01/07/2021

Additional VND75,000 billion of low interest rates for personal production and business loans
Loans 27/05/2021

BIDV cuts lending interest rates for customers
Loans 25/12/2020

VND40,000 billion for production and business loans
Loans 05/11/2020

Additional VND30,000 billion of low interest rates for personal production and business loans
Loans 19/10/2020

Own a Suzuki car at ease with special offers from BIDV
Loans 14/09/2020

BIDV cuts lending interest rates for customers affected by Covid-19
Loans 14/09/2020

An additional VND40,000 billion for production and business loans
Loans 28/08/2020

BIDV continues to lower lending rates to support individual customers
Loans 30/07/2020

VND30,000 billion of business loan package for customers, interest rate from 6% p.a. only
Loans 28/07/2020

VND2.5 billion of gifts for personal loan borrowers
Loans 21/05/2020

Business loan package for customers with interest rate from 6% p.a.
Loans 21/04/2020

Realizing your dreams with BIDV’s personal loans
Loans 07/04/2020

Lending rate from 6.5% p.a. only supporting customers amid Covid-19 outbreak
Loans 19/03/2020

Business loan package for customers with interest rate from 6.5% p.a.
Loans 17/02/2020

BIDV's credit package of VND5,000 billion and preferential policies for customers affected by Covid-19 outbreak
Loans 05/02/2020

Additional capital for individual customers' business with preferential interest rates from only 6.5 p.a.
Loans 09/01/2020

“Reaching far” with BIDV’s personal loans
Loans 11/12/2019

Quick borrowing - Special offerings
Loans 19/11/2019

Business loan package for customers with interest rate from 6% p.a.
Loans 15/10/2019

Own a Suzuki car with special offers from BIDV
Loans 05/09/2019

Own the dream Vinfast car with BIDV auto loan package
Loans 12/07/2019

BIDV launches medium and long term loan packages of VND20 trillion
Loans 17/04/2019

Supporting customers with business loans interest rate of 6% p.a.
Loans 30/12/2018

Continuing "Steady companionship" with customers with loan interest rate from only 5.5%/year
Loans 30/12/2018

Expanding preferential loan for “Long-term cooperation” package
Loans 30/12/2018

Easy to fulfill dreams with BIDV's "Mid to Long-term Cooperation" Loan Package

Loan calculation

  • My monthly income
  • VND/month
1 million 500 million
  • My monthly expense
  • VND/month
1 million 500 million
  • Loan term
  • month(s)
1 month 300 months
  • Interest rate
  • %/year
1% 20%

Total loan amount

0 VND

(*) The calculation is for reference purposes only and not BIDV’s loan commitment.
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  • My monthly income
  • VND/month
1 million 500 million
  • Loan term
  • month(s)
1 month 300 months
  • Interest rate
  • %/year
1% 20%
  • Calculation method

First month payment

0 VND

View monthly payment calendar

Total payment amount

0 VND

Interest payment

0 VND

(*) The calculation is for reference purposes only and not BIDV’s loan commitment.
Register
19009247 (Personal) 19009248 (Business)
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