Pursuant to the approval of the State Bank of Vietnam – Region 2 Branch under Official Letter No. 4782/KV2-GS1 dated September 24, 2025 regarding the change of branch managing for transaction offices from BIDV Binh Hung to BIDV Binh Dien Sai Gon, Joint Stock Commercial Bank for Investment and Development of Vietnam hereby announce the changes as follows:

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Binh Hung Branch – Hoang Dieu Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Binh Dien Sai Gon Branch – Hoang Dieu Transaction Office.

• Location of the transaction office: Ground floor, mezzanine and 1st floor, office building no. 288, Ben Van Don Street, Vinh Hoi Ward, Ho Chi Minh City.

• Telephone: (+84) 283 943 4179

2. Change the managing branch of Tran Dai Nghia Transaction Office from BIDV Binh Hung to BIDV Binh Dien Sai Gon.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Binh Hung Branch – Tran Dai Nghia Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Binh Dien Sai Gon Branch – Tran Dai Nghia Transaction Office.

• Location of the transaction office: House No. 49-51, Street No. 1, Residential Area Lot No. 4, Area 9A+B, New Urban Area South of the City, Binh Hung Commune, Ho Chi Minh City.

• Telephone: (+84) 283 760 3189

3. Change the managing branch of Pham Hung Transaction Office from BIDV Binh Hung to BIDV Binh Dien Sai Gon.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Binh Hung Branch – Pham Hung Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Binh Dien Sai Gon Branch – Pham Hung Transaction Office.

• Location of the transaction office: No. C4/13, Pham Hung Street, Binh Hung Commune, Ho Chi Minh City.

• Telephone: (+84) 283 636 4795

4. Effective date: October 1, 2025.