On 19 March 2025, Moody’s Investors Service released its latest credit rating report for the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV). According to the report, BIDV’s long-term local and foreign currency deposit ratings, as well as its issuer ratings, remain on par with the sovereign rating of the Government of Vietnam. This solidifies BIDV's position as one of the highest-rated banks in the country.

Moody’s emphasized BIDV’s strong customer deposit base and highlighted the high probability of Government support in times of need. The bank’s solid liquidity position - underpinned by its status as one of Vietnam’s largest state-owned commercial banks-was also cited as a key strength.

Key rating results:

• Long-term deposit rating:              Ba2
• Long-term issuer rating:    Ba2
• Outlook:                                     Stable

BIDV was the first Vietnamese to receive an international credit rating, and 2025 marks the 20th consecutive year the bank has engaged Moody’s for credit assessments. By partnering with a globally recognized credit rating agency, BIDV demonstrates its commitment to transparency and aligns its operations with international best practices.

With 68 years of growth and development, BIDV has evolved into Vietnam largest commercial bank supported by strong financial capacity, a modern technology platform, and a highly-skilled workforce. The bank is actively advancing its Environmental, Social, Governance (ESG) initiatives, underscoring its long-term commitment to sustainable development and social responsibility. As of 31 December 2024, BIDV remained Vietnam largest bank with total assets of VND2.7 quadrillion, customer deposit of VND2.14 quadrillion (representing 14.3% of the market) and loan balance of VND2.02 quadrillion (representing more than 13% of the market). BIDV’s structure, efficiency, and risk indicators all met or exceeded set targets. State capital entrusted to BIDV was effectively preserved and enhanced, and the bank remained one of Vietnam's top corporate income tax contributors. BIDV continues to lead the market with the largest customer base in the country, serving 22 million individual clients, nearly 500,000 corporate customers, and maintaining relationship with more than 2,300 financial institutions worldwide.