On 1 March 2025, the Prime Minister Pham Minh Chinh issued Directive No. 05/CT-TTg outlining key and breakthrough tasks and solutions to promote economic growth, accelerate public investment disbursement, and achieve the national GDP growth target of at least 8% in 2025. The Directive emphasizes eight major action areas, with the timely and effective supply of credit identified as a crucial driver of economic expansion.

In alignment with the Prime Minister’s Directive and guidance from the State Bank of Vietnam, the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) - as a leading financial institution and a key pillar of the national economy - has taken immediate steps to implement monetary policy measures, with a strong focus on capital mobilization and credit extension. To support the Government’s economic agenda, BIDV has swiftly rolled out a range of credit and banking service programs, reinforcing its commitment to supply capital to priority sectors and stimulate economic activity in line with national objectives. In accordance with the projected sector-wide credit growth target of 15-16% for 2025, BIDV anticipates an increase of approximately VND 328 trillion in outstanding loans, bringing its total loan portfolio to around VND 2.4 quadrillion by year-end 2025.

BIDV also continues to play a pivotal role in ensuring liquidity in the banking system. As a major liquidity provider in the interbank market, BIDV consistently maintains daily transaction volumes in the tens of trillions of VND. Even during high-demand periods such as the first two months of 2025, and during the Lunar New Year, BIDV’s interbank operations remained stable and responsive. The bank continues to actively supply liquidity to the system, with interest rates aligned with the State Bank’s open market operations (OMO).

With a proactive, responsive, and effective approach, BIDV is not only reinforcing its leadership in the banking sector but also making meaningful contributions to macroeconomic stability and the realization of the Government’s ambitious 2025 GDP growth target.