Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) announces the selection of debt auction organizations to conduct the auction with the following details:

1. Information of the debt:

• The party who owns the debt:  Joint Stock Commercial Bank for Investment and Development of Vietnam. Address: 194 Tran Quang Khai Street, Ly Thai To Ward, Hoan Kiem District, Ha Noi City.
• Detail of the debt auction: The debt of Ho Tay Joint Stock Company at BIDV.
• Collateral of the debt:

No.	Collateral of the debt
1	A house belongs BK 103 parcel, II zone, 24 map, at 329/4 Tran Hung Dao Street, Co Giang Ward, District 1, Ho Chi Minh City. Follows License to Recognize home ownership, number of 950/GP-CS by Department of House and Land on April, 27/1994.
2	There are 02 Certicifates of land use rights at Trung Lap Ha Commune, Cu Chi District, Ho Chi Minh City: - Certicifates of land use rights at 300 parcel, 10 map, number of H00255/20 granted by People’s Committee of Cu Chi Commune on September, 8/2006; - Certicifates of land use rights at 299 parcel, 10 map, number of H00255/20 granted by People’s Committee of Cu Chi Commune on September, 8/2006.
3	Certicifates of land use rights at 504 parcel, 01 map, number of R957936 granted by People’s Committee of 9 District on January, 29/2002.

• Reserve price (Starting price): includes all principal, interest and fees (if any) by the time of BIDV notified the Auction Service Organization to launch the first auction (Total debt principal and interest as of December 31st, 2021 is VND 52.931.120.000).

2. Deadline for application submission:

The deadline for application submission is 05 days from the date when this notice is posted on BIDV 's website (application documents sent by post are calculated by the postmark)

3. Place of submission:

• Joint Stock Commercial Bank for Investment and Development of Vietnam – Loan Workout Center.
• Address: 7th floor, 24 Le Thanh Ton Street, Ben Nghe Ward, District 1, HCM City.
• Contact person: Mr. Le The Anh (Email: anhlt31@bidv.com.vn; Phone: 0938.396.766)

4. Selection criteria of auction organization:

Auction organizations must meet the criterion specified by Clause 4, Article 56 of the Law on Asset Auction and the other following criteria: Having property auction function; having the minimum operating time of 03 years; having at least 03 auctioneers and at least 03 branches/representative office

5. Application includes:

• Corporate legal documents (coppy);
• Corporate capacity and experience profile;
• Price quotation letters and other commitments of the auction organization (if any)

* Note:

• Application documents are automatically invalid in case the auction organization is not permitted to conduct an auction in accordance with the laws.
• BIDV shall send a written notice of the result to the selected auction organization, those not received such notice are deemed as not selected. BIDV will not return the documents to the unselected organizations.