1. Auctioned debt: The debt of Thanh An An Co., Ltd at Joint Stock Commercial Bank for Investment and Development of Vietnam - Quang Trung Branch (hereinafter referred to as the “Debt”) includes all principal and interest by the time the debt sale is made.

- The total debit balance of the loan as of November 30, 2019 is VND 107,348,791,755 (In words: One hundred and seven billion, three hundred and four eight million, seven hundred and ninety one thousand, seven hundred and fifty five dong), in which the principal is VND 50,779,168,000, amount of interest and fine is VND 56,569,623,755).

- Collateral of the debt: 30 land use rights: urban residential land (housing construction) located at Phong Phu Commune, Binh Chanh District, Ho Chi Minh City owned by Thanh An An Co., Ltd under the Certificates of land use right (See attached appendix for more details).

2. Auctioned debt belonged to: Joint Stock Commercial Bank for Investment and Development of Vietnam

Address: 35 Hang Voi, Hoan Kiem District, Ha Noi City.

3. Auction institution: Truong Thinh Auction Partnerships Company

Address: 46 Street no. 2, Chu Van An Residential Area, Ward 26, Binh Thanh District, Ho Chi Minh City  

4. Fall-back price: VND 92.375.000.000 (In words: Ninety two billion, three hundred seventy five million dongs).

5. Deposit: VND 9.237.500.000 (In words: Nine billion, two hundred thirty seven million, five hundred thousand dongs) equivalent to 10% of the fall-back price.

6. Money to buy bidding dossier: VND 500,000 /dossier.

7. Time and place for selling records and receiving auction dossier: From 08:00 a.m. on April 01st, 2020 to 05:00 p.m. on April 24th, 2020 at the head office of Truong Thinh Auction Partnerships Company and at BIDV Debt Treatment Center – Address: 6th floor, no. 24 Le Thanh Ton, Ben Nghe Ward, District 1, Ho Chi Minh City – Contact phone: 028.62762586 (Thinh Truong Auction Partnerships Company) or 0947907554 (BIDV Debt Treatment Center: Mr. Le Huy Kien).

8. Time and place of debt consideration: From 08:00 a.m. on April 01st, 2020 to 05:00 p.m. on April 24th, 2020 at the head office of Truong Thinh Auction Partnerships Company.

9. Deadline for deposit: During office hours on April 22th, 2020, April 23th, 2020 and April 24th, 2020, unless otherwise agreed by the auction institution and participants but before the opening of the auction.

- Organizations and individuals eligible to participate in the auction submit a valid bidding dossier and pay deposit to Truong Thinh Auction Company as prescribed.

10. Time, location of auction: At 03:00 p.m. on April 27th, 2020 at the head office of Truong Thinh Auction Partnerships Company, address: 46 Street no. 2, Chu Van An Residential Area, Ward 26, Binh Thanh District, Ho Chi Minh City.

11. Form of auction: Verbally at auction.

12. Method of auction: Bidding up.