1. Property auction organization: Minh Phap Auction Partnership Company - Headquarters: 151 Tran Huy Lieu, 8 Ward, Phu Nhuan District, Ho Chi Minh City.

2. Persons with auctioned properties:

Bank for Investment and Development of Vietnam - Phu Tai Branch, Address: 340 Lac Long Quan Street, Tran Quang Dieu Ward, Quy Nhon City, Binh Dinh Province. Phone: 0931960493.

3. Auctioned property: The entire debt of 01 corporate customer is Khai Vy Joint Stock Company.

a. Debt information:

Information about the debt of Khai Vy Joint Stock Company (As at June 7, 2021)

- Total outstanding loans: VND 1,035,487,843,880, including:

+ Principal outstanding: VND 409,170,041,986

 + Outstanding debt: 626,317,801,894

b. Information on security assets:

b.1. The first security property:

- Property name: Land use rights and works on land (Crystal Palace building)

- Property address: Lot C17-1-2, Tan Phu Ward, District 7, Ho Chi Minh City (Address 13, Nguyen Luong Bang Street, Tan Phu Ward, District 7, Ho Chi Minh City.

- Information on land use rights:

+ Land area: 2,675 m2.

+ Purpose of use: Commercial and service land.

+ Expiry date: Until June 16, 2058.

+ Origin of land use: Receive the transfer of land allocated by the State with the collection of land use levy.

- Construction on land: Crystal Palace Building

+ Item of work: Conference center, wedding, restaurant, hotel.

+ Construction area: 1,636 m2.

+ Floor area: 15,471 m2.

+ Form of ownership: Own property.

+ Level of works: II

b.2. 2nd secured asset:

- Collateral is: Planted forest in sub-zones 1694, 1695, 1696 - Address: Dak Ha Forest Enterprise in the administrative boundary of Quang Son commune, Dak Glong district, Dak Nong province.

- Forest area according to mortgage documents: 367 ha of planted forest (including 266.2 ha of acacia hybrids and 100.8 ha of rubber trees).

b.3. 3rd secured asset:

Collateral is: 06 cars of all kinds, including:

- Car brand TOYOTA FORTUNER with license plate number 51A-350.58

- BMW brand car with license plate 51A-55239

- BMW brand car with license plate number 51A-552.38

- Car brand MITSUBISHI GRANDIS number plate 51A-417.17

- Passenger car brand BLUEBIRD number plate 51B-08313

- Passenger car brand BLUEBIRD number plate 51B-085.00

b.4. 4th collateral:

Collateral is: 8,749,433 shares issued by Hon Tam Nha Trang Sea Joint Stock Company.

b.5. 5th security asset:

Collateral is: Receivables with a total value of VND 51,132,000,000 (at the time of receiving the mortgage on July 4, 2014) of Khai Vy Group Joint Stock Company at Hon Tam Nha Trang Sea Joint Stock Company.

b.6. 6th security asset:

The collateral is the furniture manufacturing machinery and equipment of Khai Vy Group Joint Stock Company.

b.7. 7th secured asset:

- Collateral includes: Construction works on land, wood production machinery and equipment of Duyen Hai Trading and Production Co., Ltd in Long My Industrial Park, Phuoc My Commune, Quy Nhon City, Binh Dinh Province.

- For works built on land, information about the land plot:

+ Land plot number: 238

+ Map sheet number: 11

+ Address of land plot: Lot A6-A7-A8 Long My Industrial Park, Phuoc My Commune, Quy Nhon City, Binh Dinh Province

+ Area: 100,223.8 m2

+ Form of use: private use: 100,223.8 m2; General use: 0 m2

+ Purpose of use: Industrial park land

+ Expiry date: until December 31, 2048

+ Origin of use: Land lease of Binh Dinh Investment and Construction Joint Stock Company

b.8. 8th collateral:

- Collateral includes: Construction works on land, furniture manufacturing machinery and equipment of Khai Vy Quy Nhon Trading and Manufacturing Co., Ltd in Long My Industrial Park, Phuoc My Commune, Quy Nhon City, Binh Dinh Province .

- For works built on land, information about the land plot:

+ Land plot number: 240

+ Map sheet number: 11

+ Address of land plot: Lot AI-11 and Lot AI-12, Long My Industrial Park, Phuoc My Commune, Quy Nhon City, Binh Dinh Province

+ Area: 76,294.6 m2

+ Form of use: private use: 76,294.6 m2; General use: 0 m2

+ Purpose of use: Industrial park land

+ Expiry date: until December 31, 2048

+ Origin of use: Land lease of Binh Dinh Investment and Construction Joint Stock Company.

b.9. 9th collateral:

The collateral is the furniture manufacturing machinery and equipment of Khai Vy Investment and Development Joint Stock Company.

4. Starting price of debt: VND 693,362,000,000 (Six hundred and ninety-three billion, three hundred and sixty-two million dong).

5. Debt file review time: From 8:30 a.m. on October 13, 2021 to 16:00 p.m. on October 18, 2021 at the headquarters of Minh Phap Auction Partnership No. 151 Tran Huy Lieu, Ward. 8, Phu Nhuan District, Ho Chi Minh City and at BIDV - Phu Tai branch at 340 Lac Long Quan, Tran Quang Dieu ward, Quy Nhon city, Binh Dinh province.

6. Time and location of conditions for registration for auction participation:

- Time to sell auction participation documents, receive auction participation dossiers (during office hours): From 8:30 a.m. on October 13, 2021 to 16:00 p.m. on October 18, 2021.

- Time to receive pre-booked money, vote and bid (during office hours): From 8:30 a.m. on October 15, 2021 to 16:00 p.m. on October 19, 2021.

- Location to sell registration documents: At the headquarters of Minh Phap Auction Partnership No. 151 Tran Huy Lieu, Ward 8, Phu Nhuan District, Ho Chi Minh City and at BIDV - Phu Tai branch at 340 Lac Long Quan, Tran Quang Dieu ward, Quy Nhon city, Binh Dinh province.

- Location of receiving documents: At the headquarters of Minh Phap Auction Partnership No. 151 Tran Huy Lieu, Ward 8, Phu Nhuan District, Ho Chi Minh City.

- Conditions for registration of participation: Individuals and organizations with financial needs and capabilities may participate in registration except for the cases specified in Clause 4, Article 38 of the Law on Property Auction No. 01/2016/QH14 Issued on November 17, 2016.

- How to register: Submit your application at the headquarters of Minh Phap Auction Partnership No. 151 Tran Huy Lieu, Ward 8, Phu Nhuan District, Ho Chi Minh City.

7. Time and location of the auction

- Time to hold the auction (during office hours): At 10:00 a.m. on October 20, 2021.

- Auction venue: At the headquarters of Minh Phap Hop Danh Auction Company - 151 Tran Huy Lieu, Ward 8, Phu Nhuan District, Ho Chi Minh City.

8. Comply with the requirements of Covid 19 epidemic prevention: - Persons wishing to learn, register and participate in property auctions fully comply with the regulations of the Central Authority, the People's Committee of Ho Chi Minh City on the prevention of Covid-19 epidemic;

- Minh Phap Auction Partnership Company will not organize an auction in the event that before the time of organizing the auction, a competent state agency or person with the auctioned asset requests to stop or suspend the organization of the auction. auction or forced to stop the auction to ensure regulations on disease prevention.

9. Contact information:

- Minh Phap Auction Partnership Company; address: 151 Tran Huy Lieu, Ward 8, Phu Nhuan District, Ho Chi Minh City; Tel: 028.38453169 - 38453249; Fax: 028.38453363.

- Joint Stock Commercial Bank for Investment and Development of Vietnam - Phu Tai Branch; Address: 340 Lac Long Quan Street, Tran Quang Dieu Ward, Quy Nhon City, Binh Dinh province; Tel: 0931960493.