Joint Stock Commercial Bank for Investment and Development of Vietnam – Tay Saigon Branch announces the debt auction for the 2nd time, details as follows:

1. Auction property:

- Debt information: Debts arising from lending operations under Credit Contracts No. 01/2021/72433/HDTD dated March 31, 2021 between Joint Stock Commercial Bank for Investment and Development of Vietnam – West Saigon Branch and JSC Plastic production part Trieu Du Bon, the temporary outstanding balance as of December 12, 2022 is VND 211.095.652.930, of which:

+ Principal balance:    193.796.894.146 VND

+ Interest balance:        17.298.758.784 VND

*Note: Interest on the above debts will continue to arise from December 12, 2022 until the principal is fully paid at the Joint Stock Commercial Bank for Investment and Development of Vietnam – West Saigon Branch.

* Collateral for the above debt includes:

TT	Number and date of contract	Collateral	Address
1	03/2018/72433/HDBD dated August 28, 2018 and amendments and supplements dated June 2, 2022	Land use rights and construction works on land at the address Lot 15-17, street 1, Tan Tao Industrial Park, Tan Tao A ward, Binh Tan district, HCMC according to the Certificate of Land Use Rights Housing Ownership and other properties attached to land number CT08557 issued by the Department of Natural Resources and Environment of Ho Chi Minh City on October 17, 2011, last updated on February 10, 2022. Land area: 10,406 m2 Construction area: 6,102 m2	Lot 15-17, Road No. 1, Tan Tao Industrial Park, Tan Tao A Ward, Binh Tan District, Ho Chi Minh City
2	+01/2018/72433/HDBD dated June 25, 2018 and amendments and supplements dated January 14, 2019 +02/2018/72433/HDBD dated August 28, 2018 and amendments and supplements dated January 14, 2019 +01/2020/72433/HDBD dated August 31, 2020	Plastic machinery and equipment
3	02/2020/72433/HDBD dated 31/08/2020	06 Trucks
4	01/2021/72433/HDBD, 02/2021/72433/HDBD; 03/2021/72433/HDBD; 04/2021/72433/HDBD; dated August 5, 2021	Stock. + Quantity: 200.000 shares, par value 10.000 VND/share
5	03/2020/72433/HDBD dated October 23, 2020 and amendments and supplements dated December 15, 2021, amendments and supplements dated September 25, 2022	Inventory

* Project legal and collateral, status of disputes / lawsuits: Detailed information related to outstanding loans, collateral, legal status / disputes have been provided by BIDV West Saigon to the debt auction. Organizations/individuals wishing to purchase debt should contact Minh Phap Joint Stock Auction Company for details on auctioned assets.

2. Property’s owner and place to store debt records: Joint Stock Commercial Bank for Investment and Development of Vietnam – West Saigon Branch, Address: 1st Floor, No. 70 Lu Gia, Ward 15, District 11, Ho Chi Minh City.

3. Property auction organization: Minh Phap Joint Stock Auction Company. Address: 151 Tran Huy Lieu, Ward 8, Phu Nhuan District, Ho Chi Minh City.

4. Starting price: VND 193.796.894.146 (In words: One hundred and ninety-three billion seven hundred and ninety-six million eight hundred and ninety-four thousand one hundred and forty-six dong), The above price does not include taxes, fees and other costs (if any) when purchasing the Debt, these costs are borne by the auction winner. The purchase and sale of Debts are not subject to VAT.

5. Reservation: 10% of the starting price.

6. Price step: 100.000.000 VND (In words: One hundred million VND even).

7. File purchasement’s value: 500.000 VND/document.

8. Time to view properties, sell and receive auction registration documents: From 8:30 a.m. on December 14, 2022 to 11:00 a.m. on December 24, 2022. Conditions for registering to participate in the auction: all individuals and organizations, except for the cases specified in Clause 4, Article 38 of the Law on Property Auction.

9. How to register:

Location of selling documents: At the headquarters of Minh Phap Joint Stock Auction Company (No. 151 Tran Huy Lieu, Ward 8, Phu Nhuan District, Ho Chi Minh City) and At Joint Stock Commercial Bank for Investment and Development of Vietnam – West Saigon Branch (Floor 1, No. 70 Lu Gia, Ward 15, District 11, HCMC).

Location to receive registration documents: At the headquarters of Minh Phap Joint Stock Auction Company.

10. Time to receive reservation: From 8:30 a.m. on December 23, 2022 to 4:00 p.m. on December 27, 2022.

11. Organize the auction: 2:00 p.m. on December 28, 2022 at Minh Phap Joint Stock Auction Company No. 151 Tran Huy Lieu, Ward 8, Phu Nhuan District, HCM City. Tel 028.38453169, Website: http://minhphap.vn.

12. Auction form: Directly orally at the auction.

13. Auction method: Up-bid method.