Joint Stock Commercial Bank for Investment and Development of Vietnam - Ha Tay Branch (BIDV Ha Tay) hereby announces the auction of debts with the following details:

1. Information of the owner of auctioned property;

- Joint Stock Commercial Bank for Investment and Development of Vietnam - Ha Tay Branch

- Address: No. 197 Quang Trung, Ha Dong District, Hanoi

2. Information of auctioned property:

- Receivables arising from credit contracts signed between Vietnam Lever Associates Company Limited and BIDV Ha Tay.

- Total outstanding: VND 17,762,833,001. In particular:

+ Principal: VND 11,500,000,000

+ Interest: VND 5,901,225,001

+ Late interest: VND 361.608,000

- Starting price: VND 17,762,833,001 (in words: Seventeen billion, seven hundred sixty two million, eight hundred thirty three thousand and one Vietnamese Dong).

3. Securities:

- Land use rights and assets attached to land of Mr. Nguyen The Thang and his wife, Mrs. Thi Thi Tit, according to BD 896544 Certificate of Land Use Rights issued by Hoai Duc District People's Committee on 12 October 2011. Land area: 177 m2, address: Lot 214, Dong Ha, Dac So, Hoai Duc, Hanoi.

- Land use rights and assets attached to land of Mr. Nguyen Van Thang and his wife, Mrs. Nguyen Thi Mai according to BD 829768 land use rights certificate issued by Hoai Duc District People's Committee on 30 May 2011. Land area: 442m2, address: plot 318, hamlet 2, Tien Le village, Tien Yen, Hoai Duc, Hanoi.

- Infrastructure and other assets are attached on the 20,632 m2 land plot at Lot 294, Minh Duc Commune, My Hao District, Hung Yen Province of Vietnam Lever Associates Company Limited. Land use rights certificate No. BD 561095 issued by Hung Yen People's Committee on 18 July 2011. Land use purpose: Land for production and business establishments, term of use: 4 January 2060.

4. Deposit: VND 3,552,000,000.

5. Time and Place for purchasing the application: From the date of listing debts auction to 02 October 2019 (during office hours) at:

- National Auction Partnership Company; Address: 71/125 Tan Xuan Road, Xuan Dinh Ward, Bac Tu Liem District, Hanoi

- Joint Stock Commercial Bank for Investment and Development of Vietnam - Ha Tay Branch; Address: No. 197 Quang Trung, Ha Dong District, Hanoi

6. Time for reviewing property: From 12 September 2019 to 02 October 2019 (during office hours).

7. Time and place for submitting the application and placing deposit:

- Time and place for submitting the application: From the date of listing the property auction to 02 October 2019 (during office hours) at National Auction Partnership Company; Address: 71/125 Tan Xuan Road, Xuan Dinh Ward, Bac Tu Liem District, Hanoi

- Time and place for placing deposit: From 12th September 2019 to 01stOctober 2019 (during office hours) vis transfer to the account of National Auction Partnership Company. Account No: 45010004711818 opened at Joint Stock Commercial Bank for Investment and Development of Viet Nam, Ha tay branch.

8. Time and place of the auction: The auction will be held at 14h00 on 04 October 2019 at National Auction Partnership Company; Address: 71/125 Tan Xuan Road, Xuan Dinh Ward, Bac Tu Liem District, Hanoi.

9. Type of auction: Direct secret ballot auction with ascending price.

10. Contact information:

- National Auction Partnership Company; Address: 71/125 Tan Xuan Road, Xuan Dinh Ward, Bac Tu Liem District, Hanoi City. Tel: 0243.2121723 – 0916.428728

- Joint Stock Commercial Bank for Investment and Development of Vietnam - Ha Tay Branch; Address: No. 197 Quang Trung, Ha Dong District, Hanoi

 Contact person: Mrs. Pham Thi Hien Luong     Mobile: 0973631566