Joint Stock Commercial Bank for Investment and Development of Vietnam - Cau Giay Branch (BIDV Cau Giay) hereby announces the selection of property auction organizations as follows:

I. Loan information

1. Auctioned loan

The loan of Hoa Binh Manufacturing and Trading Co.,Ltd granted by BIDV Cau Giay

2. Borrower’s information

- Borrower’s name: Hoa Binh Manufacturing and Trading Co.,Ltd.

- Address: Yen Phu hamlet, Giai Pham commune, Yen My district, Hung Yen province

3. Total outstanding as of 31 March 2020: VND 340,366,904,952 (In words: Three hundred and forty billion, three hundred and sixty six million, nine hundred and four thousand, nine hundred and fifty two Vietnamese Dongs), in particular:

- Principal: VND 164,884,716,678 Dongs

- Interest: VND 175,482,188,274 Dongs

4. Collateral information

No.	Property detail	Other information
1	1 stainless steel sander machine; 1 stainless steel roll corrugate machine; 1 steel roll stamping machine	Year of production: 2007 Origin: China
2	05 Lepao Tig Star welding machine; 2 stainless steel rolling machine – size 40; 2 stainless steel rolling machine – size 70; 2 stainless steel roll sander machine.	Year of production: 2007 Origin: China
3	1 winding machine; accessories for roller machine; 1 welding machine Model Plasma 500cw; 7 Lepao Tig Star 580 welding machine; 1 roller mould, model: 13M96; 1 sander machine; 3 ZG40 winding machine; 2 ZG70 winding machine; 1 MC1332/300-H grinding machine	Year of production: 2007 and  2008 Origin: China
4	Land use right at 193 Hue street, Hai Ba Trung district, Hanoi	- Land: private use: 19 square meters; public use: 141.2 square meters. - Property: 17.7 square meters (renovated)
5	Land use right at 193 Hue street, Hai Ba Trung district, Hanoi	- Land: private use: 58.3 square meters; public use: 63 square meters. - Property: two-story brick house with total area of 81.16 square meters (renovated)

5. Lender’s information

Joint Stock Commercial Bank for Investment and Development of Vietnam - Cau Giay Branch. Address: No. 263 Cau Giay street, Hanoi.

6. Initial bidding price

Total outstanding of loans (including principal and interest).

II. Deadline for application submission:

Application deadline is seven (05) days from the date of notification (during office hours). Deadline for Application documents sent via express mail will be calculated based on express mail seal, and must be sent to BIDV Cau Giay within 7 days of this notice.

III. Address for application reception:

- Joint Stock Commercial Bank for Investment and Development of Vietnam- Cau Giay Branch, 263 Cau Giay street, Dich Vong ward, Cau Giay district, Hanoi.

- Contact person: Mr. Tran Hoai Nam - Enterprise Customer Department 2 (email: namth5@bidv.com.vn; phone number: 0975.838.575).

IV. Criteria for selection:

Organizations registering to participate in bidding must meet the criterion specified in Clause 4, Article 56 of the Law on Property Auction and the following criteria:

- Having legally property auction function.

- Having at least 3 years of operation.

- Having at least 03 auctioneers.

- Having at least 03 branches / representative offices.

- Reasonable auction costs and remuneration for auction services.

- Other criterion stated by the authorized entity.

V. Application includes:

- Organization legal documents (business registration, registration of signature and seal etc.)

- A written description of competence and experience.

- Price quotation, other commitments of the auction organization (if any).

- Other documents required by authorized entity.

*Note:

- The bidding documents will be null and void by default in case the bidding organization is not allowed to bid under Vietnamese laws and regulations.

- BIDV Cau Giay will issue a written notice of the result to the selected property auction organization, those not being selected will not receive such notice. BIDV Cau Giay will not return the documents to the unselected organizations