Identify Material topics

Reference to the United Nations’ Sustainable Development Goals

Carbon neutral journey

Promoting Green Credit
growth

Practice saving and using energy
sources effectively

Identify Material topics

Reference to the United Nations’ Sustainable
Development Goals

Contributing to economic development

Practicing business ethics

Transparent and effective corporate governance
governance

Information system and data security

data security

Outstanding results

Direct economic value generated

BIDV continuously improves business performance
year by year
laying the foundation for the sustainable
development of the Bank

20,4%

increase in pre-tax profit
in 2023 compared to 2022

8,5%

increase in total assets in
2023
compared to 2022

0,4%

increase in credit market share

Economic value distributed

BIDV contributes to economic development
through value allocation from business
activities to relevant stakeholders, including
the State, shareholders, customers, employees,
community, and society.

21,69%

Dividend distribution ratio for shareholders in 2023

330 billion VND

Funding 2023 social security activities

6.448 billion VND

Contributions to the State Budget

BIDV's milestone
on sustainable development journey

14,2%

of Kwh/revenue

18,5%

of M3/revenue

80%

amount of printing paper through digital transformation

50%

of digital transaction proportion
(over the last 3 years)

BIDV Sustainability
Report 2023

The year 2023 marks the seventh consecutive year that BIDV has developed the Sustainability Report
according to a comprehensive plan following GRI Standards.

View detail

Green Bond Framework

BIDV's Green Bond Framework specifies the way that BIDV uses and manages capital obtained from bond issuance BIDV and complies with the Green Bond Principles of the International Capital Market Association (ICMA)

BIDV's Green Bond framework was issued including 4 pillars

01

Use capital obtained
from bond issuance

02

Project evaluation and
selection process

03

Managing capital proceed
obtained from bond issuance

04

Post-release reporting

Sustainable Loan Framework

BIDV is the first commercial bank to announce a Sustainable Loan Framework in Vietnam

Developed with consultation from the Carbon Trust Organization, based on 3 principles:

01

Green Loan Principles – GLP

02

Social Loan Principles – SLP

03

Sustainability-Linked Loan Principles – SLLP

Credit packages for green fields

BIDV targets to become a "Green Bank", providing
sustainable solutions for customers

BIDV targets to become a "Green Bank", providing sustainable solutions for customers

01

Credit package up to 4.200 billion VND

02

Exchange rate incentive up to 170 points for
foreign exchange
transactions
on BIDV iBank

03

Enterprises are advised to use
comprehensive
financial solutions

Preferential credit package for
green fields for individual customers

01

1. Up to 20,000 billion VND

02

2. Projects in response to environmental
and safety certificates
such as VIETGAP,
GLOBALGAP, BAP, ISO 22000, HACCP,
GMP, SQF...

03

3. Assess the extent of positive
impact on the environment
of the project before,
during and after it is granted

Digital products and services

Key digital products and services in BIDV's path to promote sustainable development

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