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Announcement on the change of branch managing for transaction offices under BIDV Ky Hoa and the termination of operations of BIDV Ky Hoa

1. Change the managing branch of Ly Thai To Transaction Office from BIDV Ky Hoa to BIDV Phu Nhuan.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Ky Hoa Branch – Ly Thai To Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Phu Nhuan Branch – Ly Thai To Transaction Office.

• Location of the transaction office: No. 506-508, Ly Thai To Street, Vuon Lai Ward, Ho Chi Minh City.

• Telephone: (+84) 283 927 1005

2. Change the managing branch of Dong Khanh Transaction Office from BIDV Ky Hoa to BIDV Ben Nghe.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Ky Hoa Branch – Dong Khanh Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Ben Nghe Branch – Dong Khanh Transaction Office.

• Location of the transaction office: No. 372, Hong Bang Street, Minh Phung Ward, Ho Chi Minh City.

• Telephone: (+84) 283 969 6990

3. Change the managing branch of Pham Hung Transaction Office from BIDV Ky Hoa to BIDV Phu Nhuan.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Ky Hoa Branch – Phu Lam Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Phu Nhuan Branch – Phu Lam Transaction Office.

• Location of the transaction office: No. 536-538, Hau Giang Street, Phu Lam Ward, Ho Chi Minh City.

• Telephone: (+84) 283 859 0846

4. Effective date: October 1, 2025.

II. Pursuant to the approval of the State Bank of Vietnam - Region 2 Branch under Official Letter No. 4787/KV2-GS1 dated September 24, 2025 regarding the termination of operations of BIDV Ky Hoa, Joint Stock Commercial Bank for Investment and Development of Vietnam hereby announce as follows:

1. Name of the branch terminated: Joint Stock Commercial Bank for Investment and Development of Vietnam – Ky Hoa Branch;

2. Location of the branch: No 137C, Nguyen Chi Thanh Street, An Dong Ward, Ho Chi Minh City.

3. Telephone: (+84) 283 957 3638

4. Effective date: October 1, 2025.

All assets, rights, obligations, and related interests of BIDV Ky Hoa and its subordinate transaction offices shall be transferred to BIDV Phu Nhuan.