Financial derivatives

Effective hedging for interest
rate risk

Reduced funding cost

Competitive swap rate

General information: Cross currency swap (CCS) is an agreement between two parties to exchange of future cash flows denominated in two different currencies. A cross currency swap agreement usually involves the exchange of principal and interest payments of one currency to the principal and interest payment of another currency at the predetermined exchange rate.
Interest rate reference index: SOFR O/N; Term SOFR, Euribor, Vnibor, VND 12-month savings...
Target users: Customers who are exporters/importers or having foreign currency income from business and manufacturing activities.

Effectively hedging against the interest rate risk, especially in medium and long term, via flexible transfer of payment currency (floating - fixed, fixed - floating, floating - floating strutures)
Reducing borrowing costs or opportunity costs given the accurate forecast of market trends for cashflow restructuring and asset/liability rebalancing
Most compeititive swap rate in the industry

Effective hedging for interest rate risk

Reduced funding cost

Competitive swap interest rate

General information: Interest rate swap (IRS) is an agreement in which one party agrees to make interest payments to the other party based on a floating or fixed interest rate and the same notional principal amount.
Interest rate reference index: SOFR O/N, Term SOFR, Euribor, Vnibor, VND 12-month savings...
Target users: Customer who have credit contract which references to floating rates index.

Effectively hedging against the interest rate risk, especially in medium and long term, via flexible transfer of payment currency (floating - fixed, fixed - floating, floating - floating strutures)
Reducing borrowing costs or opportunity costs given the accurate forecast of market trends for cashflow restructuring and asset/liability rebalancing
Most compeititive swap rate in the industry