In addition to hard currencies such as USD, EUR, JPY, etc., BIDV also exchanges more than 100 other foreign currencies such as Korean Won, RMB, Taiwan Dollar, Malaysian Ringgit, etc. 
BIDV is the only bank in Vietnam that exchanges Taiwan Dollar and Malaysian Ringgit in cash.

Structured products is a deposit product combined with derivative factors. These products offer investors the potential to earn a higher return than the conventional deposit rate given an accurate investors' forecast about the movements of the reference indexes. Derivative factors may include credit, interest rates, foreign exchange rates (VND, USD, EUR, JPY, GBP, AUD, CAD, NZD in accordance with prevailing regulations), commodities ... or a combination of those factors.

EUR/USD, USD/JPY, AUD/USD, GBP/USD, CAD/USD.

Given the reference index fluctuates as customer's expectation, customer shall receive a higher interest rate than the conventional deposit rates for the same maturity. In that case, the potential income is unlimited.
- If clients do not withdraw funds before maturity, their return on investment at maturity is greater than or equal to the minimum interest rate.
- In any situation, the principal of clients will be preserved.