Lending rate from 6.5% p.a. only supporting customers amid Covid-19 outbreak

Publish date
07/04/2020

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In order to help individual customers to maintain their business during Covid-19 outbreak, BIDV implemented new business loan package “Connect & Reach further” with total scale of VND 30,000 billion from 31 March 2020 to 31 July 2020.

This is a continuation of BIDV's business loan package of VND7,000 billion implemented from 19 March 2020 to 31 March 2020.

Customers are able to choose different loan packages and enjoy attractive interest rates:

• New customers (customers with credit relationship with BIDV for less than 6 months or no credit balance and no valid credit contract for disbursement, issuance of guarantee, commitment payment with a period of more than 12 months) are entitled to an interest rate from only 6,5%p.a. only for loans less than 6 months and from 7% p.a. only for loans from 6 months to 12 months.

• Other customers are offered interest rates from 7% p.a. only for loans less than 6 months and from 7.5% p.a. only for loans from 6 months to 12 months.

The program applies to new loan disbursements from 31 March 2020.

Customers applying for production and business loans during this time will also be offered many promo from other products and services such as e-banking, insurance... to effectively manage personal accounts, such as:

- Waiver of E-banking maintenance fee

- Additional 0.2% interest rate p.a. for online savings

- 70% fee waiver of interbank transfer

- Special gifts for purchasers of new/renew credit insurance and satisfy eligibility criteria

In 2020, BIDV has disbursed more than VND 17,000 billion in order to support individual customers to access low-cost resources, especially during the Covid-19 outbreak. The loan packages received major support from customers and often reaching the budget before end-date.

Customers can register online loan information here , visit the nearest BIDV Branch or call the bank’s 24/7 hotline via 1900 9247.

BIDV is proud to be the first and only bank to receive “Best Retail Bank Vietnam” award for 5 consecutive years (2015 - 2019) from The Asian Banker and the only bank to be honoured with Vietnam Outstanding Retail Bank award by the Vietnam Banks Association (VNBA) and the International Data Group (IDG) for 4 consecutive years (2016 - 2019).

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