1. Applicable period

• Reward earning period: In 2024
• Redemption period: Redeem on the Membership Rewards until 31 March 2025, or until the promotion budget is exhausted, whichever occurs first.

2. Eligible cards: International cards include:

• BIDV Premier banking cards: BIDV Private Banking and BIDV Premier cards
• Personal cards: International credit cards: Visa Infinite, JCB Ultimate, Visa Platinum Cashback Online, Visa Platinum Cashback 360, Mastercard Platinum Inspire. International debit cards: Mastercard Platinum Discovery

3. Reward details

• For personal cards (excluding Program 2 of BIDV Premier card): Earn B-points by valid transactions and redeem rewards on either the Membership Rewards on BIDV SmartBanking mobile app or website https://smartbanking.bidv.com.vn
• Program 2 of BIDV Premier card Customers earn points and register for Golf rounds via hot line numbers 1800969659.

4. How to redeem

• You can earn points on the Membership Rewards to redeem rewards in one of the following three categories: Cashback, merchandise and miles as follows:

• CASHBACK: International credit cards include JCB Ultimate, Visa Platinum Cashback Online, Visa Platinum Cashback 360
• MERCHANDISE:  International debit card: MasterCard Discovery
• MILES: International credit cards include BIDV Private Banking, BIDV Premier (for program 1), Visa Infinite, BIDV Mastercard Platinum Inspire

Eligible cards	Types of points	Earning points	Monthly point cap	Type of rewards
Visa Infinite/ Private Banking	Miles	Get 6% rewards on golf (MCC 7992), spa (MCC 7298), and luxury resorts and entertainment abroad (MCC 7011).	Unlimited	- Vietnam Airlines reward miles - Redeem rewards on the Membership Reward
BIDV Premier credit cards	Reward miles/golf rounds	- Get 2% rewards on golf (MCC 7992), spa (MCC 7298), and luxury resorts and entertainment abroad (MCC 7011).	Unlimited	- Vietnam Airlines reward miles - Redeem rewards on the Membership Reward
JCB Ultimate	Cashback	Get up to 20% cashback on dining transactions (MCC 5812).	Capped at 800,000 points	- Cashback credited to your card. - Redeem rewards on the Membership Reward
Mastercard Platinum/Mastercard Inspire	Miles	Earn 1.5% rewards at duty-free shops (MCC 5309) and airlines (MCC 4511).	Capped at 4,000,000 points	- Vietnam Airlines reward miles - Redeem rewards on the Membership Reward
Visa Cashback Online	Cashback	Get 6% cashback on online purchases	Capped at 800,000 points	- Cashback credited to your card. - Redeem rewards on the Membership Reward
Visa Platinum Cashback Supermarket/360 and Visa Premier	Cashback	Get up to 10% cashback on supermarket (MCC 5411), medical and education transactions.	Capped at 800,000 points	- Cashback credited to your card. - Redeem rewards on the Membership Reward
Mastercard Platinum/Mastercard Discovery	Merchandise	Get 2% rewards on foreign currency transactions.	Capped at 200,000 points	Redeem rewards on the Membership Reward