Pursuant to the approval of the State Bank of Vietnam – Region 7 Branch under Official Letter No 2068/KV7-QLGS1 dated September 22, 2025 regarding the change of branch managing for transaction offices from BIDV Thanh Nam to BIDV Nam Dinh, Joint Stock Commercial Bank for Investment and Development of Vietnam hereby announce the changes as follows:

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Thanh Nam Branch – Hoa Xa Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Nam Dinh Branch – Hoa Xa Transaction Office.

• Location of the transaction office: Lot E12, N5 Street, Hoa Xa Industrial Park, Thanh Nam Ward, Ninh Binh Province.

• Telephone: (+84) 228 367 1453

2. Change the managing branch of Y Yen Transaction Office from BIDV Thanh Nam to BIDV Nam Dinh.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Thanh Nam Branch – Y Yen Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Nam Dinh Branch – Y Yen Transaction Office.

• Location of the transaction office: Road 57A, Ý Yen Commune, Ninh Binh Province.

• Telephone: (+84) 228 395 6777

3. Change the managing branch of Dong A Transaction Office from BIDV Thanh Nam to BIDV Nam Dinh.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Thanh Nam Branch – Dong A Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Nam Dinh Branch – Dong A Transaction Office.

• Location of the transaction office: No. 16, Tran Phu Street, Nam Dinh Ward, Ninh Binh Province.

• Telephone: (+84) 228 352 8972

4. Change the managing branch of Thien Truong Transaction Office from BIDV Thanh Nam to BIDV Nam Dinh.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Thanh Nam Branch – Thien Truong Transaction Office;

• New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Nam Dinh Branch – Thien Truong Transaction Office.

• Location of the transaction office: Residential Group 10, Nam Truc Commune, Ninh Binh Province.

• Telephone: (+84) 228 388 8379

5. Change the managing branch of Vu Ban Transaction Office from BIDV Thanh Nam to BIDV Nam Dinh.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Thanh Nam Branch – Vu Ban Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Nam Dinh Branch – Vu Ban Transaction Office.

• Location of the transaction office: No. 112, Tay Son Street, Vu Ban Commune, Ninh Binh Province..

• Telephone: (+84) 228 388 8768

6. Change the managing branch of Nguyen Du Transaction Office from BIDV Thanh Nam to BIDV Nam Dinh.

• Name of the transaction office changed as follows:

+ Former name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Thanh Nam Branch – Nguyen Du Transaction Office;

+ New name: Joint Stock Commercial Bank for Investment and Development of Vietnam – Nam Dinh Branch – Nguyen Du Transaction Office.

• Location of the transaction office: No. 115, Nguyen Du Street, Nam Dinh Ward, Ninh Binh Province.

• Telephone: (+84) 228 364 2730

7. Effective date: October 1, 2025.