To support small and medium enterprises (SMEs) in streamlining processes, reducing transaction times, and providing additional channels for capital access, BIDV has partnered with MISA Joint Stock Company to launch “Online Unsecured Overdraft” on the Misa Lending platform.

This financial solution is specifically designed for SMEs using MISA’s accounting software and electronic invoice, addressing urgent working capital needs

Accordingly, businesses can obtain a loan up to VND 3 billion without collateral and enjoy preferential interest rates. SMEs can proactively use the funds as needed by easily transferring money from the overdraft account to beneficiaries through the BIDV iBank.

Customers can apply for loans online through the MISA Lending platform at https://lending.misa.vn/goi-vay-thau-chi-tin-chap-truc-tuyen-ngan-hang-bidv/.

BIDV will evaluate the business’s borrowing needs based on the documents and data on MISA’s software, facilitating a faster and more convenient loan appraisal process compared to traditional methods. Especially, SMEs can enjoy more competitive interest rates when utilizing BIDV’s diverse service and product combos along with other attractive incentives under the “SME Champion 2024” program.

The Online Unsecured Overdraft Loan demonstrates the efforts of BIDV and MISA in digital transformation initiatives, aiming to provide breakthrough digital financial solutions, enhance capital access opportunities, and optimize customer experiences by expanding service offerings. Prior to this, the two parties closely collaborated to deploy JETPAY Tuition - a cashless payment solution for schools nationwide.

BIDV believes that the “Online Unsecured Overdraft” product from BIDV will open up new financial opportunities and support SMEs in accelerating business development in the Fourth Industrial Revolution.

For more details, please contact BIDV’s Corporate Customer Service Hotline - 1900 9248 or visit the nearest BIDV branch.