Long-term local-currency bank deposit and local- and foreign-currency issuer ratings were at Ba3 and long-term bank foreign currency deposit rating at B1.

According to Moody’s announcement released on 16 April 2020, BIDV's long-term local and foreign-currency deposit and long-term issuer ratings were maintained. These are the highest ratings among Vietnamese banks in the context of the economy facing difficulties caused by Covid-19 pandemic.

Moody's assesses that the bank’s capitalization is strengthened following the external capital raise in 2019, as well as steady improvements in asset quality following the resolution of legacy problem assets and write off of VAMC bonds. Funding is a key strength for BIDV as the bank's deposit base is supported by its extensive branch network and strong relationships with large Vietnamese corporates. Moody's expected a very high probability of support from the Government of Vietnam (Ba3) in times of need.

As of 31 December 2020, BIDV’s total assets reached VND1.49 quadrillion, maintaining the leading position among Vietnamese banks. The Vietnamese lender has an extensive network, covering 63 provinces and cities nationwide with 1,060 branches and transaction offices as well as presences in six countries and territories. BIDV has been serving 12 million customers and established partnerships with 2,300 financial institutions around the world.

2020 marks the 15th consecutive year that BIDV has been reviewed by Moody’s. BIDV also is the pioneering bank in this field. This confirms BIDV’s commitment to financial transparency as well as compliance with international standards.