Non-life insurance

Forget your worries to enjoy life to the fullest with personal accident and health insurance BIC Tam An.

Subject Insured

All Vietnamese citizens and foreigners working or studying within the territory of Vietnam at the age from 1 (12 months) to 65 at the time of insurance participation.

Death or permanent disability due to accidents.
Medical expenses due to accidents.
Salary allowance during in-patient treatment due to accidents.
In-patient medical expenses du to illness.
Out-patient treatment due to illness.
Additional benefits: Maternity care and Dental care.

Paying up to: VND1 billion in case of accident, VND3 million per an out-patient treatment, VND10 million per day of in-patient treatment, VND200 million per a surgery.
09 flexible insurance programs suitable for all needs and financial ability.
No limit for room charge within the in-patient medical expense limit.
No co-pay for all ages.
Payment applies to all hospitals and clinics nationwide.

Please visit https://baohiemtructuyen.com.vn to buy this product and receive an e-insurance policy right after a successful order or call 1900 9456 for advice.

Insurance premium

Hot deals

Many promotions for family groups

Sum insured

Up to VND 4 billion/person

Make every trip a complete experience with BIC Travel Care. With extensive insurance benefits, a global medical and travel assistance network and reasonable premium, BIC Travel Care will help you and your relatives completely secure in every domestic and international trip.

Subject Insured

The insured is from 6 months old to up to 80 years old

Make the voyage within the territory of Vietnam or from Vietnam to a foreign country

Children under 10 years old must be accompanied by an adult and joined with an adult in the same insurance policy

Personal accident: Death or permanent disability (81% or more) due to accidents; death or permanent total disability due to accidents in public transports, permanent partial disability.
Medical and other expenses: Medical expenses due to accidents or illness, emergency medical assistance and transportation expenses.
Hospitalization assistance: Payment of assistance for each day of the insured’s inpatient hospitalization overseas.
Additional benefits:

- Emergency relief services (emergency transportation, hospital fee guarantee, pre-trip service advice, assistance with information on the Embassy, translation, law office...).

- Expenses for replacing lost, damaged or stolen objects.

- Expenses for buying necessary items in case of luggage delay.

- Compensation in case of loss of money and/or travel documents.

- Payment against liability and property damage to the Third party due to the insured's negligence.

- Compensation for voyage delay.

- Compensation for loss of deposit or cancellation of the voyage.

- Compensation for voyage cut-out.

24/7 global medical and rescue support
Payment in case of accident during the voyage up to VND4 billion
Medical expenses up to VND2 billion
Emergency medical transportation up to VND2 billion
Compensation for luggage delay (minimum 8 hours) up to VND5 million
Compensation for lost papers up to VND21 million
Compensation for voyage delay (every 8 hours) up to VND10.5 million
Compensation for voyage cut-out/cancellation up to VND105 million

Please visit https://baohiemtructuyen.com.vn to buy this product and receive an e-insurance policy right after a successful order or call 1900 9456 for advice.

Compulsory insurance

For vehicle owners operating within the territory of Vietnam

Coverage

Paying against bodily injury and property damage to the third party

Sum insured

Up to VND100 million/person/accident

Compulsory insurance of motor vehicle owners’ civil liability is a type of compulsory insurance according to the State regulations for the vehicle owners operating within the territory of Vietnam stipulated in Circular No. 22/2016/TT-BTC.

Subject Insured	Vehicle owners operating within the territory of Vietnam
Insurance Period	01 year

BIC, on behalf of vehicle owners, will pay against bodily injury and property damage to the third party (damaged from the operation of the insured vehicle).

Injury or loss of life and/or property damage caused to third parties resulting from the operation of the insured vehicle
Injury or loss of life caused by the operation of the vehicle to passengers within the vehicle under the passenger transport contract

Automobile:

- Bodily injury: VND100,000,000/person/accident

- Damaged property: VND100,000,000/accident

Motorcycle:

- Bodily injury: VND100,000,000/person/accident

- Damaged property: VND50,000,000/accident

Please visit https://baohiemtructuyen.com.vn to buy this product and receive an insurance policy in hand within 01 working day or call 1900 9456 for advice.

Sum insured

Sum insured up to a maximum of VND 4 billion

Application

Health evaluation is not required; insurance coverage takes effect after 1 minute.

Interest paid during the claim pending

BIC Binh An is an insurance product linked with personal loans, which has been implemented jointly by BIDV and BIC since 2009 and continuously upgraded to best fulfill the needs of customers. When applying for BIC Binh An insurance, customers will be covered by BIC for their lives 24/24 hours in the territory of Vietnam.

Subject Insured

- Vietnamese citizens or foreigners currently residing in Vietnam named in the Credit Agreement or Application for Personal Loan, including: The Borrower or the Borrower's spouse (named in the Spouse's Information Section and (possibly) sign on the Application) or the Representative (named in the Representative's Information and sign on the Application).

- Person insured must be aged from 18 to 65 on the entry date of the policy and not older than 70 years of age when the insurance period ends.

- Person insured must not be permanently disabled by 50% or more.

Insurance Period

During loan term, up to 15 years.

Basic insurance benefits:

- In case of accidental death: 100% of the sum insured, up to a maximum of VND4 billion, depending on the Insurance Plan.

- In case of death due to illness or disease: part or total of sum insured, up to a maximum of VND200 million, depending on the Insurance Plan

Additional insurance benefits:

- Accidental hospital allowance (in case the insured is hospitalized under insurance coverage) Up to VND200,000/day in a maximum of 30 days.

- Interest paid during the claim pending (in case of insured is under basic insurance coverage, up to a maximum of 60 days.

- Funeral allowance: VND1 million/insured person.

In accordance with Bank's loan application.
Health evaluation is not required; insurance coverage takes effect after 1 minute.
(Specific terms and conditions of insurance are specified in the insurance Policy between the customer and BIC)
For more information, please contact BIC Hotline 1900 9456 or go to BIDV's transaction offices nationwide for fast and simple procedures using Bancassurance online software.

Sum insured

Sum insured ranging from VND 200,000,000 to VND 5,000,000,000

Insurance period

As per customer's request, ranging from 1 year to 5 years.

Comprehensive private house insurance

BIC HomeCare is a comprehensive private house insurance product (in accordance with the BIC's comprehensive private house insurance policy wording) The product is currently distributed in the BIDV system nationwide.

Subject Insured

- Comprehensive private house insurance: Building coverage and Contents coverage

- Types of residential houses insured: Apartment, detached house, others

Insurance Period

As per customer's request, ranging from 1 year to 5 years.

Comprehensive private house insurance:

- Fire, direct lightning;

- Explosion;

- Thunderstorms, storms, floods;

Breaking or spillage from water tanks, water storage facilities or water pipelines
Collided by road vehicles or cattle;
Forcible thief and robbery;
Site cleaning costs (limit: 5% of sum insured);
Fire fighting costs (limit: 5% of sum insured);
House rental expense after the event (limit 5% of sum insured and no longer than 30 days).

Sum insured ranging from VND 200,000,000 to VND 5,000,000,000

Sum insured for Contents does not exceed 20% of the sum insured
The sum insured does not include the value of land use rights.

House evaluation is not required; insurance coverage takes effect after 1 minute.
(Specific terms and conditions of insurance are specified in the Insurance policy between the customer and BIC)
For more information, please contact BIC Hotline 1900 9456 or visit BIDV's transaction offices nationwide or BIC's bank partners for fast and simple procedures using Bancassurance online software.