Offer period:

• Time to accumulate points: from 01/01/2023 - 31/12/2023 or until another notice from BIDV
• Time to redeem points: from 01/01/2023 - 06/30/2024 or until other notice from BIDV

Eligible subjects:  BIDV international cardholders, including international credit and debit cards as follows:

• Premium personal identification card: Private Banking, Premier
• Cards for ordinary individual customers: TDQT: Visa Infinite, JCB Ultimate, Mastercard Platinum/Mastercard Inspire, Visa Platinum Cashback (Online, Supermarket/360), Visa Premier. GNQT Card: Mastercard Platinum/Mastercard Discovery

Incentive mechanism: 

Cardholders accumulate B-point bonus points through valid card spending transactions and redeem gifts on Membership Rewards system on BIDV Smartbanking mobile app version (mobile app BIDV Smartbanking)/ web version  https://smartbanking.bidv.com.vn 

and/or BIDV manually calculates points for customers based on valid card spending transactions (applicable to Premier card golf incentive program) 

 Rules for accumulating & redeeming points

• Each product can accumulate points on the Membership Rewards system into one of 3 points trays: Cashback points, redemption points, miles redemption points or manual points (applicable to Premier card's Golf incentive program)
• Principle of points accumulation: 1,000 VND card transaction = X points
• Bonus points conversion coefficient:

+ Cashback points: 1 cashback point = 1 VND refund = 1 VND redemption.

+ Redemption points: 1 redemption point = 1 VND gift exchange .

+ Mileage points:

70 points to redeem miles (accumulated from TDQT Visa Private Banking, Visa Premier, Visa Infinite) = 1 Vietnam Airline reward mile = 70 VND for redemption .

40 points to redeem miles (accumulated from Mastercard Platinum/ Mastercard Inspire credit cards) = 1 Vietnam Airline reward mile = 40 VND redemption

For details, please refer to the attached rule file below