BIDV International Card Reward Points Program 2023

Publish date

18/04/2023

Offer period:

Time to accumulate points: from 01/01/2023 - 31/12/2023 or until another notice from BIDV
Time to redeem points: from 01/01/2023 - 06/30/2024 or until other notice from BIDV

Eligible subjects: BIDV international cardholders, including international credit and debit cards as follows:

Premium personal identification card: Private Banking, Premier
Cards for ordinary individual customers: TDQT: Visa Infinite, JCB Ultimate, Mastercard Platinum/Mastercard Inspire, Visa Platinum Cashback (Online, Supermarket/360), Visa Premier. GNQT Card: Mastercard Platinum/Mastercard Discovery

Incentive mechanism:

Cardholders accumulate B-point bonus points through valid card spending transactions and redeem gifts on Membership Rewards system on BIDV Smartbanking mobile app version (mobile app BIDV Smartbanking)/ web version https://smartbanking.bidv.com.vn

and/or BIDV manually calculates points for customers based on valid card spending transactions (applicable to Premier card golf incentive program)

Rules for accumulating & redeeming points

Each product can accumulate points on the Membership Rewards system into one of 3 points trays: Cashback points, redemption points, miles redemption points or manual points (applicable to Premier card's Golf incentive program)
Principle of points accumulation: 1,000 VND card transaction = X points
Bonus points conversion coefficient:

+ Cashback points: 1 cashback point = 1 VND refund = 1 VND redemption.

+ Redemption points: 1 redemption point = 1 VND gift exchange .

+ Mileage points:

70 points to redeem miles (accumulated from TDQT Visa Private Banking, Visa Premier, Visa Infinite) = 1 Vietnam Airline reward mile = 70 VND for redemption .

40 points to redeem miles (accumulated from Mastercard Platinum/ Mastercard Inspire credit cards) = 1 Vietnam Airline reward mile = 40 VND redemption

Card type	Bonus Point Type	The mechanism to accumulate the highest points	Maximum points/month	Type of gift exchange
TDQT Visa Infinite/ Private Banking (KHCC)	Mileage Points	Cashback equivalent to 6% in the fields of golf (MCC 7992), spa (MCC 7298) and luxury resorts and entertainment abroad (MCC 7011)	Unlimited	- Vietnam Airlines bonus miles - Redeem gifts on Membership Reward
TDQT Premier (KHCC)	Mileage redemption/Golf turn	- Cashback equivalent to 2% in the fields of golf (MCC 7992), spa (MCC 7298) and luxury resorts and entertainment abroad (MCC 7011) - Offering a golf discount of 2 million VND to the first 200 cardholders who register/quarter and qualify for card spending from 100,000,000 VND/quarter	Unlimited	- Vietnam Airlines bonus miles - Redeem gifts on Membership Reward
TDQT JCB Ultimate	Cashback Points	Up to 20% cashback on restaurant transactions (MCC 5812)	Up to 800,000 points	- Cashback to the card - Redeem gifts on Membership Reward
TDQT Mastercard Platinum/Mastercard Inspire	Mileage Points	1.5% cashback at duty free shops (MCC 5309) and airlines (MCC 4511)	Up to 4,000,000 points	- Vietnam Airlines bonus miles - Redeem gifts on Membership Reward
TDQT Visa Platinum Cashback Online	Cashback Points	Up to 6% cashback in online shopping	Up to 600,000 points	- Cashback to the card - Redeem gifts on Membership Reward
TDQT Visa Platinum Cashback Supermarket/360, Visa Premier	Cashback Points	Up to 0% cashback at supermarkets (MCC 5411) and in the fields of health, education and health	Up to 600,000 points	- Cashback to the card - Redeem gifts on Membership Reward
GNQT Mastercard Platinum/Mastercard Discovery	Redemption Points	Cashback 2% of transactions in foreign currency	Up to 200,000 points	Redeem gifts on Membership Reward