Accordingly, from now until 31 December 2024, retail customers who apply for home loans at BIDV will enjoy attractive interest rates and outstanding benefits. Details are as follows:

• Interest rate is from 6.5% p.a. only for the first 6 months or from 7% p.a. for the first 12 months (minimum loan tenor is 36 months).

• Loans of 60-month term or longer will be applied preferential interest rates from 7.5% p.a. only for the first 18 months and 24 months or from 8.5% p.a. only for the first 36 months (Apply from the first drawdown).

In addition, BIDV offers 02 outstanding exclusive packages “Dream Home” and “Premier Home” for BIDV payroll customers or business owners using BIDV accounts and BIDV private banking customers with a plenty of unmatched attractive benefits.

“Dream Home” exclusive benefits

Exclusive package for BIDV payroll customers or business owners using BIDV accounts with the following benefits:

• 50% reduction in prepayment penalty.

• Free account number of choice worth VND 50 million (7-digit Phu Quy and Loc Phat account); Free account which is your phone number/nickname/selected number sequence.

• Free credit card with limit up to VND 100 million;  Free issuance of debit cards to facilitate online payments and ATM withdrawals.

• Exclusive term deposit interest rates for private banking customers.

• 10% discount on BIC Binh An premiums for borrowers.

• Exclusive benefits for BIDV’s private banking customers: Airport lounge access, family doctor, resort, golf course, etc. (For customers having average outstanding balance of VND 5 billion for 3 consecutive months following BIDV’s regulations from time to time).

“Premier Home” exclusive benefits 

Exclusive package for BIDV’s private banking customers with the following benefits:

• Grace period for up to the first 24 months from the first drawdown.

• Waiver of prepayment penalty.

• 10% discount on BIC Binh An premiums for borrowers.

• Free account number of choice worth VND 50 million and free account which is your phone number/nickname/selected number sequence.

• Free credit card with limit up to VND 1 billion; Free issuance of debit cards to facilitate online payments and ATM withdrawals.

With loan tenor of up to 360 months and loan limit of up to 100% of the capital needs, customers can rest assured in choosing their dream home with BIDV’s companionship and exclusive benefits.

In addition to the preferential home loan packages, BIDV also offers a bunch of incentives for business loan borrowers with interest rates from 5.5% p.a., medium and long-term consumer and business loans with interest rates from 6.5% p.a. only.

For advice on the most suitable loan package, please contact your nearest BIDV branch or call BIDV Call Center via Hotline 1900 9247