Detail

RELEASED DATE
11 Jul 2024

Understanding the necessity of capital to develop and expand business activities, BIDV introduces a preferential loan package to supplement working capital or repay early loans at other credit institutions. This package, designed for individual customers serving business production needs, offers preferential interest rates starting from 4.1% per year.

With this loan package, customers can easily access timely capital to purchase goods, and raw materials, pay operating costs, invest in technology and equipment, or expand their business scale.

Short-Term Business Loans with Interest Rates from 4.1%/Year

Customers borrowing with a term of less than 12 months will enjoy the following preferential interest rates:

Loan Term	Preferential Interest Rate
Under 3 months	From 4.1%/year
3 to under 6 months	From 4.6%/year
6 to under 9 months	From 5.0%/year
9 to 12 months	From 5.4%/year

The preferential interest rate program applies to successfully disbursed loans until August 31, 2024. Customers will enjoy preferential interest rates throughout the loan term.

Medium and Long-Term Business Loans with Interest Rates from 6.5%/Year

For medium and long-term loans, with terms up to 84 months, the preferential interest rates are as follows:

Preferential Interest Rate	Preferential Period	Minimum Loan Term
From 6.5%/year	First 6 or 12 months	36 months
From 6.5%/year	First 18 or 24 months	60 months

After the preferential period, the interest rate will be applied according to BIDV's policies at that time.

With preferential loan policies and flexible loan terms of up to 84 months, customers can confidently supplement their production and business capital. Additionally, this supports customers in repaying early loans at other credit institutions, helping them easily restructure debts, reduce financial pressure, and take advantage of attractive interest rate incentives from BIDV.

BIDV is committed to providing a simple and fast loan process. Customers only need to prepare basic documents such as ID card/citizen ID, business registration certificate (if any), financial reports, and business plans. After applying, BIDV will quickly review and disburse the loan promptly, helping customers access the necessary capital soon.

BIDV's team of consultants is always ready to support customers throughout the loan process. From consulting on selecting the appropriate loan package, and guiding document preparation, to answering any questions during service use, BIDV is committed to accompanying customers to ensure the loan process is smooth and effective.

For more details, please contact BIDV's official support channels: