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RELEASED DATE 05 Jun 2024
Amidst the significant increase in house prices recently, especially in Hanoi and Ho Chi Minh City, BIDV offers a loan package for home buying or prepayment of home loans at other banks from now until 30 June 2024 to enable customers’ access to affordable loans. This package is offered in Hanoi and Ho Chi Minh City with super-competitive interest rates. Details are as follows:
Minimum lending rate |
Minimum loan term |
---|---|
From 5% p.a. only in the first 06 months from the first draw-down. |
36 months |
From 5.5% p.a. only in the first 12 months from the first draw-down. |
60 months |
For localities outside Hanoi and Ho Chi Minh City, the flat interest rate of 6%/year is applied for the first 24 months or 7%/year for the first 36 months.
After this preferential period, interest rates will follow BIDV’s policies from time to time.
With a loan term of up to 30 years and loan limit of up to 100% of capital needs, customers can rest assured to prepare a loan plan to buy their dream house.
In addition to preferential interest rates, BIDV also has professional, knowledgeable and dedicated employees who are willing to accompany and support customers for quick application processing and disbursement. Customers do not need to provide income evidence or account statements if they have valuable assets such as deposits, bonds... or use BIDV’s payroll services.
With a network of more than 100 BIDV real estate partner projects, customers can easily find their dream house and apply for loans. Especially, on BIDV Home app, customers can view details about the houses, apply for loans online and schedule appointments with RMs for timely support.
For advice on the most suitable loan package, please contact BIDV Call Center via Hotline 1900 9247 or the nearest BIDV branch.