Attractive cashback

Up to 10% cashback for shopping, healthcare, education transactions

Modern contactless feature

Convenient, secure contactless payment technology

Global travel insurance

Travel insurance with sum insured up to VND 11.65 billion

The most competitive currency conversion assessment fee

Currency conversion assessment fee is only 1% of transaction amount

PRODUCT FEATURES

Reward accumulation program: Cashback of up to VND 600,000/month via BIDV SmartBanking. Details

10% cashback for shopping, healthcare, education transactions;

2% cashback for foreign currency payment transactions;

0.3% for other kinds of transactions.

Insurance privileges: Global travel insurance with sum insured up to VND11.65 billion. Details

Maximum interest-free period: 45 days

Installments: 0% interest rate installment when shopping at thousands of BIDV’s affiliated partners or register for flexible installments with BIDV via SMS, website. Click here for more details

Additional features

Perform transactions at millions of ATM/POS and make online payment via websites/apps with Visa logo globally

EMV contact and contactless chip card to facilitate fast and convenient transactions at maximum secutiry

Easy management of cards and transactions via BIDV SmartBanking

Simple payment of outstanding balance via (i) Automatic debit service; (ii) BIDV SmartBanking; or (iii) BIDV branches nationwide

Customer support: 19009247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn

0% interest rate installment when shopping at thousands of BIDV’s affiliated partners or register for flexible installments with BIDV via SMS, website. Please click here for more details

CARD LIMIT AND FEE SCHEDULES
  • Transaction limit

    Payment limit per transaction:  Up to 100% of credit limit

    Payment limit per day:  Up to 200% of credit limit

    Fee schedules

    Annual fee of primary card: VND 1,000,000; fee waiver for the subsequent year if spending volume reaches VND 150 million/year or higher

    Annual fee of supplementary card: VND 600,000

    Currency conversion assessment fee: 1% of transaction amount

    Overseas transaction processing fee: 1.1% of transaction amount

    Detailed fee schedule: Here 

CARD ISSUANCE PROCEDURES
  • Card issuance conditions:

    Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to Vietnamese laws.

    In case of a foreigner, he/she must be allowed to reside in Vietnam for a period of 12 months or more and the remaining residency is at least 90 days from the date of application for card.

    Card application:

    Legal document: ID documents and documents evidencing permanent address of customers (family registration, temporary residence registration, etc.)

    Financial dossier; Collateral dossier (in cased of secured credit cards);

    Agreement for card issuance and use according to BIDV’s form. Details 

    Other forms following BIDV’s regulations from time to time.

    How to register for card issuance:  Customer can apply for a card:

    At BIDV’s branches nationwide

    Via BIDV SmartBanking

    Registration for card issuance at here.

Register Card


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