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Reward accumulation program: Cashback of up to VND 600,000/month via BIDV SmartBanking. Details
10% cashback for shopping, healthcare, education transactions;
2% cashback for foreign currency payment transactions;
0.3% for other kinds of transactions.
Insurance privileges: Global travel insurance with sum insured up to VND11.65 billion. Details
Maximum interest-free period: 45 days
Installments: 0% interest rate installment when shopping at thousands of BIDV’s affiliated partners or register for flexible installments with BIDV via SMS, website. Click here for more details
Additional features
Perform transactions at millions of ATM/POS and make online payment via websites/apps with Visa logo globally
EMV contact and contactless chip card to facilitate fast and convenient transactions at maximum secutiry
Easy management of cards and transactions via BIDV SmartBanking
Simple payment of outstanding balance via (i) Automatic debit service; (ii) BIDV SmartBanking; or (iii) BIDV branches nationwide
Customer support: 19009247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
0% interest rate installment when shopping at thousands of BIDV’s affiliated partners or register for flexible installments with BIDV via SMS, website. Please click here for more details
Transaction limit
Payment limit per transaction: Up to 100% of credit limit
Payment limit per day: Up to 200% of credit limit
Fee schedules
Annual fee of primary card: VND 1,000,000; fee waiver for the subsequent year if spending volume reaches VND 150 million/year or higher
Annual fee of supplementary card: VND 600,000
Currency conversion assessment fee: 1% of transaction amount
Overseas transaction processing fee: 1.1% of transaction amount
Detailed fee schedule: Here
Card issuance conditions:
Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to Vietnamese laws.
In case of a foreigner, he/she must be allowed to reside in Vietnam for a period of 12 months or more and the remaining residency is at least 90 days from the date of application for card.
Card application:
Legal document: ID documents and documents evidencing permanent address of customers (family registration, temporary residence registration, etc.)
Financial dossier; Collateral dossier (in cased of secured credit cards);
Agreement for card issuance and use according to BIDV’s form. Details
Other forms following BIDV’s regulations from time to time.
How to register for card issuance: Customer can apply for a card:
At BIDV’s branches nationwide
Via BIDV SmartBanking
Registration for card issuance at here.