More opportunities to access preferential interest rates

Accordingly, customers will continue to enjoy interest rates from only 6.2% per year until the end of 31 December 2021 or until the end of the loan package's scale of VND 80,000 billion.

For home loan customers, the interest rate is only from 6.2%/year in the first 6 months from the time of first disbursement for residential home loan customers who successfully register via BIDV Home app* (lowest interest rate applies to Hanoi and Ho Chi Minh City). Borrowers outside the BIDV Home application in Hanoi and Ho Chi Minh City can enjoy interest rates from only 6.4%/year, in other areas from 6.6%/year. (*BIDV Home is an application that allows you to learn about real estate projects, register for advice, apply for loans online and monitor disbursement progress on personal mobile phones)

For customers with consumer loans, car loans, production and business loans, the interest rate decreased to only 6.4%/year in the first 6 months in Hanoi and Ho Chi Minh City and from 6.6%/year for other areas.

At the same time, customers with a salary account at BIDV are entitled to a maximum loan interest rate reduction of 0.2%/year compared to the normal loan interest rate in the first year or compared with the minimum interest rate of the above incentive package. from 6.2%/year. This special offer applies to loan products for living needs (including unsecured or secured by real estate), loans for housing needs and loans to buy automobiles. rent for consumption purposes (excluding overdraft loans). The program applies to newly disbursed loans with a minimum loan term of 36 months, helping customers actively balance financial resources with preferential capital. Individual customers with medium and long-term loans for production and business activities, real housing needs, car loans, consumer loans that satisfy relevant conditions of BIDV are entitled to preferential interest rates in this program.