Great incentives

At leading golf courses in Vietnam

Global travel insurance

Global travel insurance with sum insured up to VND10.5 billion

Unlimited privileges

At more than 900 VIP lounges worldwide

FEATURES
  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
  • Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • EMV chip technology security
  • Spend first, pay later - Interest-free period up to 45 days.
  • Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
KEY INFORMATION
  • Card's classHạng Bạch Kim
  • Statement Datethe 20th of every month
  • Payment due date15 days after statement date
  • Minimum payment amount5%
  • Credit LimitVND80 million or higher
  • Interest Rate9.99% to 16.5% p.a.
  • Terms and conditions for use Credit card agreement and T&C.pdf
SERVICE FEES
  • Annual fee of primary cardVND1,000,000
  • Annual fee of supplementary cardVND600,000
  • Cash withdrawal fee at BIDV's ATM/POS3% of withdrawal amount, VND50,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS3% of withdrawal amount, VND50,000 at minimum
  • Foreign exchange fee2.1% of transaction amount
  • Transaction fee at merchants abroadN/A
  • Late payment fee4% of late payment amount, VND100,000 at minimum
  • Detailed fee scheduleBIEU PHI THE TDQTCN tru inFinite-ENG-022020.pdf
BENEFITS
  • 24/7 customer service1800 969659 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
  • Reward accumulationMile/bonus conversion
  • Reward accumulation policyVND1,000 spent = 1.5 points
  • Maximum refund/monthVND4,000,000
  • Golf incentives

    X

  • Lounge incentives

    X

  • Insurance

    X

  • 24/7 added support serviceGlobal health care and traveling support service via Chubb Assistance 24/7 Hotline +84 (8) 3822-8779
  • Banking service incentives

    BSMS and IBMB service fee waiver during the use of card
CARD ISSUANCE CONDITIONS

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