Payment locations

Tens of millions of payment locations globally

Flexible payment

Flexible payment in various currencies

Incentives

Thousands of incentives offered by BIDV and Visa

Credit limit

Maximum credit limit: VND200 million

FEATURES
  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally
  • Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • EMV chip technology security
  • Spend first, pay later - Interest-free period up to 45 days
  • Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement
KEY INFORMATION
  • Card's classHạng Vàng
  • Statement Datethe 25th of the month
  • Payment due date15 days from statement date
  • Minimum payment amount3%
  • Credit LimitVND10 million - 200 million
  • Interest Rate10.5% to 17.0% p.a.
  • Terms and conditions for use Credit card agreement and T&C.pdf
SERVICE FEES
  • Annual fee of primary cardVND400,000
  • Annual fee of supplementary cardVND200,000
  • Cash withdrawal fee at BIDV's ATM/POS1% of withdrawal amount, VND10,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS3% of withdrawal amount, VND50,000 at minimum
  • Foreign exchange fee2.1% of transaction amount
  • Transaction fee at merchants abroadN/A
  • Late payment fee4% of late payment amount, VND100,000 at minimum
  • Detailed fee scheduleBIEU PHI THE TDQTCN tru inFinite-ENG-022020.pdf
BENEFITS
  • 24/7 customer service1900 9247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
  • Reward accumulationMile/bonus conversion
  • Reward accumulation policy1,000 VND = 1 point
  • Maximum refund/monthVND3,000,000
  • Golf incentives

    N/A

  • Lounge incentives

    N/A

  • Insurance

    N/A

  • 24/7 added support serviceN/A
  • Banking service incentives

    + 1-month BSMS service fee waiver

    + Annual fee and 1st year SMS token fee waiver for IBMB service.
CARD ISSUANCE CONDITIONS

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