1st annual fee waiver

Thousands of incentives offered by BIDV and MasterCard

Vietravel gold class incentives

  • Transactions at millions of ATM/POS locations with Visa/MasterCard logo globally.
  • Online payment of goods and services at websites with MasterCard payment acceptance logo worldwide
  • EMV chip technology security
  • Spend first, pay later - Interest-free period up to 45 days.
  • Proactive and flexible financial management with Automatic debt settlement/loan payment via Smart Banking and e-statement.
  • Card's classHạng Bạch Kim
  • Statement Datethe 20th of every month
  • Payment due date15 days after statement date
  • Minimum payment amount5%
  • Credit LimitVND50 million or higher
  • Interest Rate9.99% to 16.5% p.a.
  • Terms and conditions for use Credit card agreement and T&C.pdf
  • Annual fee of primary cardVND500,000
  • Annual fee of supplementary cardVND250,000
  • Cash withdrawal fee at BIDV's ATM/POS3% of withdrawal amount, VND50,000 at minimum
  • Cash withdrawal fee at other banks' AMT/POS3% of withdrawal amount, VND50,000 at minimum
  • Foreign exchange fee1% of transaction amount
  • Transaction fee at merchants abroad1.1% of transaction amount
  • Late payment fee4% of late payment amount, VND100,000 at minimum
  • 24/7 customer service1900 9247 (in Vietnam) or 84 24 22200588 (overseas) - Email: bidv247@bidv.com.vn
  • Reward accumulationMile/bonus conversion
  • Reward accumulation policyVND1,000 spent = 1.5 points
  • Maximum refund/monthVND4,000,000
  • Golf incentives


  • Lounge incentives


  • Insurance


  • 24/7 added support serviceGlobal health care and traveling support service via Chubb Assistance 24/7 Hotline +84 (8) 3822-8779
  • Banking service incentives

    BSMS and IBMB service fee waiver during the use of card


Register Card

Card suggestion

BIDV Vietravel MasterCard Standard

Nurturing your love for travel

BIDV Visa Flexi

Experience modern payment style

BIDV Visa Precious

Effective personal financial management

BIDV Visa Smile (No longer issued)

Effective financial solution for consumer borrowers

BIDV MasterCard Platinum

Enjoy and experience classy privileges

BIDV Visa Platinum (No longer issued)

Enjoy and experience classy privileges

BIDV Visa Premier

Live classy and differently

BIDV Visa Infinite

Unlimited privileges


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