BIDV Mastercard Discovery

Transaction limit

Payment limit per day:  Up to VND 2,000,000,000

Payment limit per transaction:  Up to VND 1,000,000,000

Cash withdrawal limit/day:  Up to VND 400,000,000 in Vietnam và VND 30,000,000 overseas

Cash withdrawal limit/transaction:  Up to VND 5,000,000 (at BIDV’s ATM/POS) or following Acquirer’s regulation (at other banks’ ATM/POS)

Fee schedules

Issuance fee: Free-of-charge

Annual fee of primary card: VND 200,000; fee waiver for the subsequent year if spending volume reaches VND 90 million/year or higher

Annual fee of supplementary card: VND100,000

Cash withdrawal fee:

At BIDV’s ATM/POS: VND 2,000

At domestic ATM/POS: VND 10,000

At overseas ATM/POS: 4% of withdrawal amount, VND50,000 at minimum

Currency conversion assessment fee: 1% of transaction amount

Overseas transaction processing fee: 1.1% of transaction amount

Detailed fee schedule: Please click here.

Card issuance conditions:

Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to Vietnamese laws.

In case of a foreigner, he/she must be allowed to reside in Vietnam for a period of 12 months or more and the remaining residency is at least 90 days from the date of application for card.

Card application

Legal document: ID documents and documents evidencing permanent address of customers (family registration, temporary residence registration, etc.)

Agreement for card issuance and use according to BIDV’s form (attached)

Other forms following BIDV’s regulations from time to time.

Customer can apply for a card:

At BIDV’s branches nationwide

Via BIDV SmartBanking

Apply for a card here.