Loan terms

Various loan terms from 1 to 12 months

Interest rates

Either fixed or floating within the loan term, depending on customer's needs

Forms of lending

Various forms of lending that suit customer's business types

KEY INFORMATION
  • Forms Of LendingStand-alone/ Credit line
  • CurrencyVND, USD and other foreign currency
  • Lending AmountNegotiable, with respect to customer's funding need.
  • TermMaximum of 12 months
  • CollateralsSecured/ unsecured/ guaranteed by a third party.
  • Eligible funding demandCosts associated with the operation of customer, such as: materials, inventory, services, wages, utilities…
BENEFITS
  • Competitive interest rates, either fixed or floating within the loan term, depending on customer's needs.
  • Various forms of lending that suit customer's business type.
  • Different currencies available.
  • Various loan terms from 1 to 12 months

Loan term

Flexible loan term, payment schedules are adjusted to customer's cash flows

Interest rates

Competitive interest rates

Privileges

VIP/ loyalty privileges are available on conditions

KEY INFORMATION
  • CurrencyVND, USD and other foreign currency
  • Lending AmountMaximum of 85% the total project funding.
  • TermMedium-term loan: maximum of 05 years/ Long-term loan: over 05 years.
  • CollateralsProperties formulated from borrowed capital and/or other properties in accordance with BIDV's regulations
  • Eligible funding demandFixed costs, including: purchase of machines and equipment, purchase of vehicles, office and factory construction…
BENEFITS
  • Flexible loan term, payment schedules for both principal and interest are adjusted to customer's cash flows.
  • Competitive interest rate.
  • VIP/ loyalty privileges are available on conditions.

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