As of 30 June 2022, BIDV's total consolidated assets reached over VND1.98 quadrillion, up 12.4 percent year to date. Deposits from customers and issued valuable papers reached over VND1.54 quadrillion, up 2.5 percent year to date.

Loans to customers reached over VND1.48 quadrillion, up 9.5 percent compared to the beginning of the year, higher than that of the same period of previous years. FDI and retail segments saw a good growth at 32.7 percent and 15.8 percent, respectively.

Credit quality has improved compared to the beginning of the year. NPL ratio according to Circular 11 was 0.83 percent, ensuring the management orientation. Bad debt coverage ratio of the banking business alone was 279 percent. BIDV has made full provision for risks according to debt classification. Safety criteria have been ensured according to regulations.

Consolidated pre-tax profit reached VND11,084 billion, up 37.5 percent over the same period last year, meeting 53.8 percent of the year plan.

With the vision of becoming a financial institution with the best digital platform in Vietnam, BIDV has constantly improved the quality of its products and services, increased the content of technology, and applied the latest features in the market to card products to bring the best conveniences and benefits to customers. They include 3D Secure, Contactless payment, Blockchain in calculating cashback points for customers via BIDV SmartBanking app. BIDV has also launched Omni BIDV iBank for institutional customers, offering BIDV-ERP connection solutions through an API platform, allowing businesses and partners to connect directly from their ERP systems to banks...

For efforts in business activities, prestigious international and domestic organizations have honoured BIDV with many awards such as Top 2,000 largest public companies in the world (Forbes magazine) for 8 consecutive years; Top 300 most valuable banking brands in the world (Brand Finance), Best Retail Bank in Vietnam 2022 for the seventh time (The Asian Banker). BIDV was also honoured by Vietnam Banks Association and IDG Vietnam Group with four important awards including "Outstanding Retail Bank 2021", "Outstanding Digital Transformation Bank", "Outstanding Innovative Products and Services" and "Bank for community".