Understanding the demand for high-class medical and healthcare services of the high-end customers, the premium health insurance product, BIC Smart Care, offers exceptional benefits along with a first-class experience, highlighting three prominent features:
- 03 flexible insurance plans, customers can choose their best depending on their needs.
- The total sum insured BIC Smart Care is up to 2 billion VND, extended geographical coverage to Asia and worldwide, including accident and death benefits.
- No pre-existing medical examination required for enrollment.
Product information
Subject Insured: Individual customers aged 16 to 65 and not falling into the following categories:
- Not suffering from mental illnesses (such as schizophrenia, dissociative disorders, and delusional disorders), leprosy, or cancer.
- Not permanently disabled by more than 50%.
- Other conditions as stipulated in the comprehensive insurance rules for Human Accident and Health Combination issued by BIC during each period.
Benefits:
+ Geographic Coverage: The geographic coverage for accidental death, accident medical expenses, and death due to illness extends beyond Vietnam, wherein:
- V-VIP package: applies coverage within the Asian region
- S-VIP package: applies worldwide coverage.
+ Competitive Insurance Benefits:
- Our product offers flexible options designed to meet the needs of our customers
- Outpatient benefits and premium income benefits with competitive fees compared to the market.
- No co-payment or deductible applies. Accordingly, BIC provides 100% coverage of insurance benefits within the scope, and customers do not need to incur any costs to share risks with the Insurance Company.
- Competitive policy renewal fees
+ Simplified Documentation Process:
- Claims requests can be submitted through online channels, eliminating the need for hard copy submissions.
- No pre-medical examination is necessary for insurance approval. BIC uses a questionnaire to assess initial risk..
Application
BIDV's high-end customers have a demand for high coverage health insurance to access premium medical services.
Offers
- BIC Smart Care policyholders will automatically become VIP/VVIP customers of BIC.
- Claims will be promptly reimbursed within 02 days upon receiving complete documentation.
- 30% premium discount for relatives when participating in BIC personal health insurance (BIC Tam An).
Application
No health examination required prior to enrollment. (Specific insurance terms and conditions are detailed in the Insurance Contract between the customer and BIC).
(Product developed in collaboration with BIC for introduction to customers.)
Contact
Please contact to BIDV's Premier Relationship Directors /BIDV's Premier Relationship Managers at BIDV’s branches for supporting and further information.
