Insurance privileges

Global travel insurance with sum insured up to VND 11.65 billion

Reward accumulation program

Cashback up to VND 200,000/month

Insurance privileges

Global travel insurance with sum insured up to VND 11.65 billion

Transaction limit
- Payment limit per day: Up to VND 2,000,000,000
- Payment limit per transaction: Up to VND 1,000,000,000
- Cash withdrawal limit/day: Up to VND 400,000,000 in Vietnam và VND 30,000,000 overseas
- Cash withdrawal limit/transaction: Up to VND 5,000,000 (at BIDV’s ATM/POS) or following Acquirer’s regulation (at other banks’ ATM/POS)
Fee schedules
- Issuance fee: Free-of-charge
- Annual fee of primary card: VND 200,000; fee waiver for the subsequent year if spending volume reaches VND 90 million/year or higher
- Annual fee of supplementary card: VND100,000
- Cash withdrawal fee:
  - At BIDV’s ATM/POS: VND 2,000
  - At domestic ATM/POS: VND 10,000
  - At overseas ATM/POS: 4% of withdrawal amount, VND50,000 at minimum
- Currency conversion assessment fee: 1% of transaction amount
- Overseas transaction processing fee: 1.1% of transaction amount
- Detailed fee schedule: Please click here.

Card issuance conditions:
- Individuals aged 15 years or older without losing their civil act capacity or having limited civil act capacity or having difficulty in understanding and mastering their behavior according to Vietnamese laws.
- In case of a foreigner, he/she must be allowed to reside in Vietnam for a period of 12 months or more and the remaining residency is at least 90 days from the date of application for card.
Card application
- Legal document: ID documents and documents evidencing permanent address of customers (family registration, temporary residence registration, etc.)
- Agreement for card issuance and use according to BIDV’s form (attached)
- Other forms following BIDV’s regulations from time to time.
Customer can apply for a card:
- At BIDV’s branches nationwide
- Via BIDV SmartBanking
- Apply for a card here

BIDV Mastercard Discovery.